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How important are house deeds? People say they are obsolete but don't they prove ownership?

Asked on Jan 17 2012, General in Southport | Report content

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  • The deeds to a property are incredibly important! Not sure who told you they were obsolete, I think they are wrong.

    Answered on Jan 20 2012, Report content
  • I think Title Deeds are very important

    Answered on Jan 21 2012, Report content
  • Recent house buy, all you get now is an A4 sheet of paper saying the house is yours

    Answered on Jan 21 2012, Report content
  • Very Important Indeed!

    Answered on Jan 31 2012, Report content
  • If the title to the property is registered at the Land Registry the old deeds are normally of no legal importance at all, as all you need to prove title to the property is a copy of the Land Register relating to it. However, it's a good idea to retain the deeds. Old bundles of deeds often contain other documents relating to the property, such as copies of planning permission / building regulations approval, title indemnity policies, statutory declarations re rights of way, guarantees for damp / timber treatment etc. These are all needed when you come to sell the property, and if they're lost it's expensive and time consuming to obtain duplicates. Also, the deeds of older properties are interesting from a historical point of view, as they show who has lived at the house over the years and how much it was sold for. Some old deeds are also very attractive in their own right, being handwitten on parchment.

    Answered on Feb 3 2013, Report content

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