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Hi. I am wanting a mortgage.

Hi there. I am looking for a mortgage with my boyfriend, first time buyers. Will I get one?

Asked on Jan 5 2010, Home Finance in Bishop Auckland | Report content

Answers (1)

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  • It will very much depend on your own personal circumstance. There are FTB mortgages out there, but the better % rate deals do require a decent deposit of atleast 10% of not 15%. The Yorkshire have recently contacted my company to advise me of the 95% FTB mortgage although the interest rate fixed at 6.99% for 3 years seems harsh in comparison to the Base Rate. Talk to a Financial adviser who has the whole of market choice with mortgages, then get a second opinion and even ask your own bank! Most importantly dont bite off more than you can chew! Good luck with your hunt for a mortgage.

    Answered on Jan 7 2010, Report content

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