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Which providers can give 95% mortgage?

Hi, We are a couple looking to buy a place in medium condition, then do all the re-decorating, painting etc ourselves, to then sell it maybe a year or two later. We have a minimum of cash so we need a good 90-95% mortgage. Problem is that we have only lived in the UK for 18 months so the credit rating is probably not the best at the moment. We have a combined annual salary of close to £80 000. Which providers can help us?

Asked on Apr 13 2010, Home Finance in London | Report content

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  • 90% mortgages are available, 95% are only available to existing customers. I can put you in contact with an excellent financial advisor to discuss your options further should you like,

    Answered on Apr 14 2010, Report content
  • You are much more likely to be granted a larger mortgage on a brand new home, on a Re-sale property it will be much harder.

    Answered on Apr 15 2010, Report content

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