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Mortgages and bad credit.

My Fiancee and I would like to make a joint application for a mortgage. My Fiancee has bad credit, and I have to self certify my income. Will this make it difficult to apply? And are we likely to be refused due to bad credit?

Asked on Jul 12 2010, Home Finance in Neath | Report content

Answers (2)

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  • Hi Aimee, the answer is most likely. But there are alternative strategy that you can apply to buy a property where you may avoid credit records been a problem. Where are you intending to buy? I mean what location of the country??

    Answered on Jul 14 2010, Report content
  • Hi, thankyou for replying, I thought it was most likely. We are looking to buy a house in South Wales, Neath area.

    Answered on Jul 14 2010, Report content

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