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I own 50% of a house with my mother, can I borrow on my half of the equity? House owned outright, worth approx 400k.

Asked on Nov 5 2012, Home Improvement in Prenton | Report content

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  • The short answer is no. The mortgage company (or whoever you borrow from) would insist on having first charge on the property. If the property is jointly owned then any borrowing would have to be done jointly.

    Answered on Dec 10 2012, Report content

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