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My credit rating isn't very good, would an estate agent accept 3 months rent in advance instead of 1?

My credit rating isn't very good, would an estate agent accept 3 months rent in advance instead of 1?

Asked on Jan 11 2010, Renting in Batley | Report content

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  • More often than not a landlord & agent would agree that the tenant pays all of the rent upfront if there is a credit rating issue with an applicant. Whilst it sounds really harsh, anything less leaves the worry that after the first 3 months is up what will happen with the rest of the rent! Each owner will have their own view, but most will be guided by the agent and I guess most will suggest to their client all upfront if the credit search is not passed. Your best bet is to talk to the letting agents who have properties you like, they are there to help. Good luck with your search. Richard @ Andrew Snape Estate Agents.

    Answered on Jan 11 2010, Report content
  • It may be more helpful if you can offer a 'rock solid' guarantor to support your application. This would need to be someone working full-time with enough income to support the rent if necessary, and a squeaky clean track record. It will also depend on just how bad your credit rating is (i.e. whether you have any CCJ's). Be honest with the agent from the beginning - they should be able to tell you immediately whether they are able to help and under what conditions.

    Answered on Mar 16 2010, Report content

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