Skip to main content Skip to footer

Credit History Renting

Have a credit score +700 (fair on Experian) after 4years of repair work following a CCJ which was satisfied in full at the time (4 years ago). Will this stop me from being able to rent now irrespective of the work put into get my credit rating back in a somewhat good place?

Asked on Feb 10 2014, Renting in Croydon | Report content

Answers (1)

Was this question useful? Yes 0 No 0
  • Hi Sam, Credit rating is a tricky one, in that there are no hard and fast rules surrounding renting with a poor credit score. It all essentially boils down to the opinion of individual landlords and whether or not they are willing to take the chance on you - and indeed whether or not they even carry out credit checks. Many agents don't and as long as you pass their other criteria, you would be fine to rent with poor or fair credit history. There are other ways as well to make sure the prospective landlord knows that you would be a good option for their property. Take along proof of your earnings, references from any former landlords and a note from a guarantor that says they will take legal responsibility if you do not pay your rent. These are all tactics that can set their mind at ease and can make you more likely to get the tenancy. Many thanks, Scott

    Answered on Feb 20 2014, Report content

Didn't find what you were looking for? Ask a question

More Renting in Croydon questions on AskMe

See more AskMe Q&A about Renting