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My daughter is working but has a bad credit history how will this affect her finding a new flat?

Asked on Dec 18 2012, Renting in Lytham St. Annes | Report content

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  • Hi debiii, Unfortunately when you rent a flat these days, most landlords or letting agents will carry out a credit check before allowing you to sign a tenancy agreement. This is largely because they want to ensure people can pay the money on a monthly basis, and with demand for rental homes as high as it currently is, many can afford to be picky. However, that's not to say that having a bad credit history will automatically disqualify you from renting out a house though. If your daughter is employed, that may be enough for a landlord, so long as she can prove that she has a job and that it lasts for the duration of the tenancy. Some may also look for the history of your renting, so be prepared to provide them with details of previous landlords and your tenancies so that they can obtain references. Thanks, Scott

    Answered on Dec 21 2012, Report content
  • Other options to avoid credit checks are paying rent up front (6 or 12 months) or providing a guarantor. She can also try and rent privately as most private landlord do not carry out credit checks

    Answered on Jan 4 2013, Report content

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