Skip to main content Skip to footer

Can I still rent a property if I have a bad credit score?

I am looking to rent a studio/1 bedroom apartment starting in August but back in 2013 I missed several phone bills due to just coming out of school on a low income and have now struggled with phone contracts etc. and I am worried this will affect my chances of getting a property. I am in full time work and am now able to pay all my bills on time but when i have tried to apply for new phone contracts I have been declined. Is there any way I can still rent even though my credit history is not great? I'm in full time employment and can prove this, i just don't know how to fix the credit history.

Asked on Mar 3 2015, Renting in Milton Keynes | Report content

Answers (3)

Was this question useful? Yes 0 No 0

Sort by: Oldest | Recent | Highest rated

  • You may be OK with a guarantor or failing that direct to landlords rather than letting agents.

    Answered on Apr 18 2015, Report content
  • Yes, you can still rent but the pool of landlords who will offer to you will be restricted. Often private landlords or smaller agencies will offer you a better chance of success as they are more prone to listen to your case and work through any issues. You can get a free copy of your credit report from most of the big agencies. Use this to identify problems and set a strategy to repair your rating. Also check that the information they hold is correct as mistakes do happen and can be devastating for your score.

    Answered on Apr 23 2015, Report content
  • Yes, you can still rent but the pool of landlords who will offer to you will be restricted. Often private landlords or smaller agencies will offer you a better chance of success as they are more prone to listen to your case and work through any issues. You can get a free copy of your credit report from most of the big agencies. Use this to identify problems and set a strategy to repair your rating. Also check that the information they hold is correct as mistakes do happen and can be devastating for your score.

    Answered on Apr 23 2015, Report content

Didn't find what you were looking for? Ask a question

More Renting in Milton Keynes questions on AskMe

See more AskMe Q&A about Renting