The typical couple is together for 3 years, 3 months and 12 days before they commit to buying a home.

What’s the latest?

Want to show your partner you are committed to them? Then get a mortgage together.

Research by Zoopla reveals that 4 out of 10 Brits believe taking out a joint home loan is a bigger commitment than tying the knot.

The typical couple is together for 3 years, 3 months and 12 days before they commit to jointly buying a home.

But if men traditionally take the lead with a marriage proposal, women are more likely to be in the driving seat when it comes to picking out a property.

Some 40% of women lead the charge of finding the perfect home, compared with just 30% of men.

Why is this happening?

With the average UK home now costing more than £200,000 and the typical mortgage term lasting for at least 25 years, it is unsurprising that both men and women see getting on the property ladder together as a big commitment.

It is also unsurprising that women are taking the lead in the property search, as men appear to be far more laid back about the whole process.

Two-thirds of men trust their partners to view properties without them, compared with only 46% of women, while a third of men are even happy for their partner to put in an offer on a home they had not seen, something only 19% of women would tolerate.

Home for sale in Teddington.

Above: two-bedroom house for sale in York Road, Teddington, south west London. 

Who does it affect?

Luckily men are also happier to compromise on their ideal home in order to meet their partner’s needs, with 79% prepared to make sacrifices.

But despite this tendency they are three times more likely to blow their property budget than women.

More than a fifth of couples buying a home spent more than they planned, going over budget by an average of £10,385, with 21% of men taking responsibility for the decision, compared with only 7% of women.

Lawrence Hall, spokesperson for Zoopla, said: “Before you start your property search, sit down together and agree on the core elements of what you are looking for in a home.

“Key points to agree on include budget, location and the level of work - from a lick of paint to a complete renovation - you are willing to put in.”

Sounds interesting. What’s the background?

Men appear to take a longer-term view to buying a property than women, taking into account their potential future needs.

More than a third of men look for a property with enough bedrooms for future children, compared with only 30% of women.

A quarter of men also consider the performance of local schools, something only 17% of women do.

Men are also more likely to look for a property that could be extended.

Top 3 takeaways

  • 4 out of 10 Brits believe taking out a joint home loan is a bigger commitment than tying the knot.
  • The typical couple is together for 3 years, 3 months and 12 days before they commit to buying a home together.
  • But if men traditionally take the lead with a marriage proposal, women are more likely to be in the driving seat when it comes to picking out a property.

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