Skimping on home insurance 'is not worth it'
26th Jul 2012
People tempted to skimp on home insurance or miss out on protection altogether have been advised that the risks of doing so are not worth it.
Carl Burton, home insurance manager for Co-operative UK, said it is important to take out contents insurance because people need to be prepared for "every eventuality".
"By having insurance in place, if something bad was to happen, it could be a burglary, a flood or a burst pipe, you have got somebody to help you through it. Insurers are there to do a lot more than just pick up the bill," he added.
He explained that insurers can make sure someone can come round and make their property secure, while if homeowners need a trusted tradesman to come and sort out their plumbing, insurers can also do that.
When it comes to insurance, Mr Burton said it is really important that people take every possible step to minimise the claim in the first place.
A good example of this would be making sure that homeowners keep all their windows and doors locked even if they are just crossing the road to speak to a neighbour.
It is also important to make sure that people keep their property well maintained, and ensure that all the slates and tiles are in place on the roof.
Posted by Staff Writer: Robin Stenson
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