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Buying a flat with no service charge or service agreement

I am considering buying a flat that has a 900year lease. The flat is a top floor flat. However there is no service charge for the 4 flats in the building. I am concerned about how any building or communal works particularly regarding roof repairs will get done given there is no service agreement

Asked on Jun 8 2015, General in London | Report content

Answers (3)

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  • You need to look at the terms of the lease. This will set out the relation between landlord (leasor) and flat owner (leasee). This should define who does what and the apportionment of charges. The key question who owns the Freehold?

    Answered on Jun 22 2015, Report content
  • If there is not service charge budget set for the development then that is worrying, as you do not want to be left with a levy to bring the development upto standard. Check the lease as this is the first agreement you need!

    Answered on Aug 10 2015, Report content
  • It really all depends on who the freeholder is - if you and other leaseholders joint own then freehold, you have control over services, maintenance etc, subject to any disagreements between you as leaseholders. If there is a separate freeholder, it sounds like the lease might be defective in which case you may need a deed of variation for the lease. Take a look at our guide to this below and if necessary, please do get in touch.

    Web reference:

    Answered on May 24 2016, Report content

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