How much can I reasonably expect to knock off of a £150k property without insulting the vendor?
I am a first time buyer and totally baffled by the whole house buying situation. I have been told I can get a mortgage for £130 - £135k but all the houses I like are offered for £140 - £150k. Is it insulting for me to make an offer on the houses I like and is it realistic of me to expect to get one of these or am I being naive? Thanks
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