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I have a poor/bad credit rating, but have a well paid job and regular income

I wish to rent a nice apartment/flat/small house, but I have a poor/bad credit rating/score. I have a good job (over 5 yrs) & could/will/can provide excellent references, nobody, be it private or otherwise wants to rent there property to me. What can I do?

Asked on Feb 6 2010, Renting in Coventry | Report content

Answers (4)

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  • You could try a flat or house share instead. Landlord may be more lenient with references.

    Answered on Feb 6 2010, Report content
  • Hi. I have spoken with a few agents as I have the same problem. If you can provide a guarantor or 6 months rent up front then they are willing to consider applications. The latter is a little inconceivable but a guarantor can be anyone who can afford to pay the rent if you default. If you rent for, say, £600 per month, the guarantor would have to earn £21,000 plus per annum.

    Answered on Feb 6 2010, Report content
  • Pay 6 months up front, no-one will turn that down and that will get your credit rating score back on track.

    Answered on Mar 20 2010, Report content
  • Some letting agents will accept tenants on affordability. If you can show that a ccj has been paid off or is in the process of being paid and your earnings outway the rental income, you may be accepted for a property.

    Answered on Jul 1 2010, Report content

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