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  • Hi Greenstreet, This would all come down to the situation of the other person. Are they working at all or are they a student or on benefits? All of this will affect how they are seen by a landlord or letting agent, and can make a difference with regards to the likelihood of your application being approved or rejected. At the end of the day, though, it will all come down to individual landlord or letting agent, and you will find that some will be happy with this situation, while others will not do business with you at the moment as their properties are in high demand and they can find tenants reasonably easy. One way that you might be able to see success is if the person who is working full time acts as the guarantor for the other. What landlords are most interested in, of course, is making sure that they get their rent each month, so if one person is working, can afford it and takes full legal responsibility for all of the rent on the off chance that the other person does not pay, then there will be a much better chance of them being accepted. Many thanks, Scott

    Answered on Mar 31 2014, Report content
  • Most referencing agencies use a 2.5 x multiplier for affordability. Ie, if the rent is £1000 pcm, they would be looking for a household income of £2500 pcm. Provided the employed person is bringing in enough income, the letting agent shouldn't have a problem with this. It's worth checking their requirements before you part with any money though.

    Answered on Mar 31 2014, Report content

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