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Renting with poor credit history?

I am a graduate who is planning to move in with my sister who also works full time. I have a poor credit rating due to credit cards I had when i was young. As a landlord would you completely refuse to rent to someone with a poor credit rating even if they had great references from past renting history?

Asked on Jan 25 2013, Renting in Halifax | Report content

Answers (1)

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  • Hi georgina91, The good news is that not everyone will carry out a credit check before you move into a property. Are you moving to a house your sister already lives in, or is it a new rent? Either way, if you are paying a lettings agent, it will be more likely that they will carry out a credit check. However, for many private landlords around the country, carrying out this sort of security measure when taking in a new tenant will not be as much of a pressing issue, so these can be good places for people with a bad history to turn. If you do find yourself facing an issue thanks to your poor credit rating, there are ways around it. Most letting agents will accept a guarantor, perhaps a parent for example, who can guarantee that your rent will be paid each month. Thanks, Scott

    Answered on Jan 28 2013, Report content

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