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Renting with adverse credit

Hi, myself and my partner currently rent together. We have just put in an application for a new property to rent. I, however, have poor credit history. My partner, on the other hand, has good credit history. I currently don't work and look after our children whilst he works full time. The letting agency know he will be the rent payer of the two of us. My question is, will we be declined the property because my credit history is bad or will we still be accepted because he has good history and is the bill payer? Thanks in advance.

Asked on Jan 9 2018, Renting in Kent | Report content

Answers (1)

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  • Hello - you should be ok if you use his name provided that his income is sufficient enough to cover the rent. As a guideline, most lettings agents / landlords would accept 1/3 of income (after tax, National Insurance etc.) going towards rent. You also may be requested to have a guarantor in place. Best of luck.

    Answered on Jan 12 2018, Report content

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