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Can I rent a house with bad credit?

I have found a house that I am looking to rent, but I am worried that I will be turned down due to bad credit. My debts don't add up to much and will only take a few months to pay off but I need to rent ASAP! Any advice please anyone?

Asked on Jan 20 2013, Renting in Prescot | Report content

Answers (7)

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  • Credit isn't the same a bad credit. As long as you are keeping up debts shouldn't matter too much. Might not be as bad as you fear!

    Answered on Jan 21 2013, Report content
  • Hi Chantelle, As mentioned above, it may be that your credit rating and history is not as bad as you think, unless you have not been able to keep up on payments. However, even if you do have a bad credit rating, it may be the case that the letting agent or landlord does not carry out a credit check, in which case you would need a guarantors letter and a proof of income. One of the best ways to get around this issue is to look at private landlords, who often do not carry out the same extensive checks that letting agents do. You can also probably talk to them more freely about your personal situation, and they may be more likely to be sympathetic to it. Many thanks, Scott

    Answered on Jan 29 2013, Report content
  • You are very likely to get turned down with bad credit. Property owners/managers today have a specific credit score that they follow. In order to get approved right away, make use of a company that helps people rent a place even with bad credit. I have personally tried it, EZ Lease Rentals, and they were great. They only ask for minimal requirements and offer a very reasonable fee for their service. They will also let you choose the place of your own!

    Answered on May 6 2013, Report content
  • Yes you can rent a house with a bad credit. Remember that having a bad credit does not mean that it's closing those doors for you. Find a reputable company who helps people with credit issues and with just a few requirements, you can rent the property you want as long as you don't have any criminal background history.

    Answered on Jun 10 2013, Report content
  • I was recently told that I'd be okay as long as it wasn't under about 250 credit score or something like that, and mine is at the 400's mark as very poorly, might depend on the agency, the landlord, and the property

    Answered on Nov 27 2013, Report content
  • I'm having a lot of trouble finding a new property as I'm in an IVA, not 100 per cent sure if it's the agents or landlords.

    Answered on Oct 1 2015, Report content
  • My IVA is until 2019. My wife has an income of £24,993 per year and my IVA is £48.00 per month until 2019. Will this affect my ability to rent?

    Answered on Oct 21 2016, Report content

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