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The house I rent has been repossessed due to the land lord not paying, where do I stand?

My partner and I and our new baby son 3 days old and a friend rent a property. We have been informed that the owner of the property has not paid the mortgage and the subsequently the property has recently been repossessed. Where do we all stand with this issue?

Asked on Sep 6 2009, Renting in Bridgend | Report content

Answers (3)

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  • If you are a Private Tenant - you don't have a leg to stand on. This is what I have been told. Unfair but a bitter fact.

    Answered on Sep 9 2009, Report content
  • IMHO Legaly you unfortunatly are not protected. But that is imoral and ilogical. A Landlord selling a property does not invalidate an AST so it should not be the case if the ownership changes hands to the bank either. The bank may continue to let you rent it as they are not at all keen to sell property right now. In the the current climate of disliking banks and politicians looking for support I would try one or more of the following. Contact your local MP, ask him/her why as a renter you get no protection despite doing nothing wrong where as if you were mortgaged the government would help you stay in your house. Contact you local paper, right to a national paper. This is so grossly unfair that it should be news worthy with the bonus of the banks being the bad guys. Contact the lender and let them know the situation. Tell them you are happy to pay the rent direct to them. Do nothing. This is tough what with you having a kid but I cannot believe that after doing the above the bank would get around to going through eviction proceedings especialy if they knew that a daily paper or a politician might use the situation for their own ends. Hope you get some good news.

    Answered on Dec 3 2009, Report content
  • See a solicitor- underrated but one way you will get help and slow down re possession.

    Answered on Feb 15 2015, Report content

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