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Wanted to buy a house which the owner committed suicide in it?

I wanted to buy a house which the house owner committed suicide a month ago. The estate agent seems to avoid the question when I asked to confirm this rumour. Does the agent have the responsibility to tell me the truth and what is the guide price for this kind of house as I understand that this will have an impact to the selling /asking price. How much should I pay and can I obtain mortage from bank? Thanks

Asked on Oct 30 2011, Selling in Sheffield | Report content

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  • Great question! An estate agent in most instances acts on behalf of the seller, and it is actually the owner who is responsible for divulging this information. If you ask the agent directly then they should answer you truthfully. Unfortunately you can't blame the agent if they were unaware of what happened in the property and they too are relying on the owner to declare this kind of info. If somebody's committed suicide in a property it would not make it unmortgagable as most houses of a certain age have had someone die in them at some point. From a legal perspective there is no such thing as ghosts, but this is a subjective matter of opinion only. If a seller or their agent is proven to have lied about such previous history then they are potentially liable for misrepresentation. If you can prove you would never have purchased the property, or would have offered less, then potentially you would have some grounds to claim compensation. Many potential family buyers would be put off in this instance which in turn would bring the market value down because the more potential buyers there are for a property will increase the value. From many years of experience in this industry, the savvy investor should offer atleast 10% below the market value (not the asking price) in order to cater for the large number of potential buyers that could be put off in the future. All the best, David from the Landlords Investors Club, Bournemouth.

    Answered on Oct 30 2011, Report content
  • I would steer well clear of this property if I was you. I lived in a house only for 8 weeks, the previous owner had committed suicide.

    Answered on Nov 11 2011, Report content

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