The salary an aspiring homeowner requires to buy in one of the UK's top 20 cities has shot up £8,000 since 2015, according to Hometrack.

First-time buyers need to earn £53,000 to get onto the housing ladder in one of the UK’s 20 largest cities.

This has shot up 18%, or £8,000, in the past three years alone, according to Hometrack’s latest UK Cities House Price Index.

The income aspiring homeowners need to earn ranges from £25,000 in Liverpool, to £82,000 in London.

The data reveals just how much house price growth has outstripped wages since 2015: property values across the major cities have climbed by an average 14.5%, while typical wages have increased by 7.5%.

Overall, property values in the UK’s largest cities have increased by an average 3.9% in the year to August, with growth fastest in the most affordable areas.

Richard Donnell, insight director at Hometrack, said: "House price growth continues to outpace earnings across 16 of the 20 cities covered by the index as buyers continue to bid up the cost of housing on the back of low mortgage rates and high levels of employment."

Here's a table to show how much income a first-time buyer needs to buy an average-priced home across the 20 cities:

City

2015

2018

Change

London £83,500 £84,250 1%
Cambridge £76,250 £74,000 -3%
Oxford £70,250 £69,750 -1%
Bournemouth £50,757 £61,311 21%
Bristol £47,283 £58,826 24%
Portsmouth £41,485 £50,202 21%
Edinburgh £41,004 £48,277 18%
Southampton £40,709 £47,871 18%
Cardiff £36,545 £43,043 18%
Leicester £29,599 £36,317 23%
Manchester £28,130 £34,770 24%
Leeds £29,074 £34,583 19%
Aberdeen £39,651 £34,262 -14%
Birmingham £27,246 £33,619 23%
Nottingham £25,937  £31,904  23% 
Sheffield £24,852 £28,530 15%
Belfast £24,096 £27,222 13%
Newcastle £24,567 £27,015 10%
Glasgow £22,406 £25,607 14%
Liverpool £21,667 £24,731 14%
20 city average £44,974 £52,994 18%

And here's another handy table to show house price growth in the UK's top cities:

City

Current house price

Year-on-year change August 2018

Price relative to 2007

Liverpool £120,000 7.5% -4%
Glasgow £124,400 7.2% 0%
Nottingham £153,400 6.9% 20%
Manchester £168,300 6.8% 18%
Leicester £174,100 6.7% 23%
Birmingham £163,100 6.6% 19%
Edinburgh £231,000 5.7% 9%
Leeds £166,100 5.4% 10%
Cardiff £206,700  5.2%  17% 
Belfast £131,500 4.8% -41%
Sheffield £137,100 4.5% 8%
Oxford £423,400 4.4% 49%
Newcastle £129,700 3.3% -2%
Bristol £282,500 3.2% 42%
Bournemouth £287,900 3.1% 25%
Portsmouth  £238,500  2.7%  29% 
Southampton £228,400  2.3%  25% 
Cambridge £431,600 -0.1% 55%
London £485,300 -0.3% 57%
Aberdeen £164,800 -3.7% -4%
20 city average £254,400 3.9% 33%
UK £217,300 3.6% 20%

Phil Spencer's first-time buyer advice:

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