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2 bed terraced house for sale

£8,000

Larches Cottage Gardens, Kidderminster, Worcestershire DY11

2 1 1
Interested in this property? Call +44 20 3544 5267 * or

* Calls to this number will be recorded for quality, compliance and training purposes.

Property features

  • Private garden
  • Off street parking
  • Central heating
  • Double glazing
  • Fireplace
  • Freehold

Property description

Rent to buy


You can buy this house on flexible terms and move in immediately

No bank qualifying, no mortgage needed.

No more dead rent - own your own home

Poor credit considered.

When the price of the house goes up, you keep all of the profit, it's your house.

£8000 up front and £680 per month buys you this house.

The £8000 upfront money and £120 out of the £680 monthly payment comes off the sale price of the property of £135,000.

This is based on a term of 36 months and over that time period you will have paid 10% towards the property leaving a balance to pay and complete on the property. Most buyers use a mortgage to complete on the property by using the 10% they have paid as their deposit.

If you put more money down upfront the monthly payments can be reduced.

Ideal for anyone looking to become a home owner immediately without having to qualify for a mortgage straight away.

Ideal for anyone that is looking to become a home owner immediately without having to qualify for a mortgage until further on down the line:

-Self employed people that need time to sort their accounts out.
-People with poor credit that need time to repair it.
-People with an insufficient deposit saved up to currently qualify for a mortgage.
-People that are new to the country and need time to establish a credit history.
-Anyone looking to quickly and easily get on the property ladder.
-Anyone looking for a stepping stone to get into the banking/mortgage system.

The property is ready for the new owner to move in.

Make every payment count and finally get to be a home owner.

Property info

Market activity
Average price paid £201,173 Sales 408 Current average value £217,220 (Zoopla Zed-Index) Value change £8,948 ▲ 4.30%

Property value data/graphs for DY11

Property type Avg. current value Avg. £ per sq ft. Avg. # beds Avg. £ paid (last 12m)
Detached £338,423 £240 3.5 £297,912
Semi-detached £182,414 £191 3.0 £172,741
Terraced £146,973 £187 2.8 £138,415
Flats £118,500 £178 1.8 £103,894

Current asking prices in DY11

Average: £258,092
Avg. current asking prices in DY11
Property type 1 bed 2 beds 3 beds 4 beds 5 beds
Houses £90,000
(1)
£116,483
(6)
£227,139
(14)
£423,492
(6)
£490,000
(3)
Flats - £94,625
(8)
- - -
All £90,000
(1)
£103,993
(14)
£227,139
(14)
£423,492
(6)
£490,000
(3)

Current asking rents in DY11

Average: £607 pcm
Avg. current asking prices in DY11
Property type 1 bed 2 beds 3 beds 4 beds 5 beds
Houses - £661 pcm
(4)
£687 pcm
(4)
£325 pcm
(1)
-
Flats - £544 pcm
(4)
- - -
All - £602 pcm
(8)
£687 pcm
(4)
£325 pcm
(1)
-

Fun facts for DY11

Highest value in DY11
Highest value streets Zed-Index
Whitehill Road £704,499
Kingsford Lane £657,084
The Croft £651,578
Carters Gardens £650,116
Blakeshall £601,712
Highest turnover in DY11
Highest turnover streets Turnover
Holmwood Avenue 39.3%
Parkland Avenue 36.0%
Naylor Close 34.6%
Talbot Street 33.3%
Western Way 33.3%

What Zoopla users think of Kidderminster

Overall rating:

  • currently 3.5 stars
Good - 73% (109 ratings)

Ratings breakdown:

  • currently stars
Community & safety
  • currently stars
Entertainment & nightlife
  • currently stars
Parks & recreation
  • currently stars
Restaurants & shopping
  • currently stars
Schools & public services
  • currently stars
Transport & travel

Rate Kidderminster:

Tell us what you think of this area by rating these categories.
Please note your vote will only be counted once.

Community & safety
  • currently stars
  • 1
  • 2
  • 3
  • 4
  • 5
Entertainment & nightlife
  • currently stars
  • 1
  • 2
  • 3
  • 4
  • 5
Parks & recreation
  • currently stars
  • 1
  • 2
  • 3
  • 4
  • 5
Restaurants & shopping
  • currently stars
  • 1
  • 2
  • 3
  • 4
  • 5
Schools & public services
  • currently stars
  • 1
  • 2
  • 3
  • 4
  • 5
Transport & travel
  • currently stars
  • 1
  • 2
  • 3
  • 4
  • 5

Nearby transport

  • Kidderminster (1.0 mile)
  • Hartlebury (3.3 miles)
  • Blakedown (4.0 miles)
  • Birmingham International Airport (22.2 miles)
  • Coventry Airport (32.9 miles)
  • East Midlands Airport (50.2 miles)
  • Sharpness Old Docks (46.0 miles)
  • Lydney Harbour (47.3 miles)
  • Bristol Docks Ferry Landing (63.2 miles)

Nearby schools

View all schools in Wyre Forest
  • Foley Park Primary School and Nursery (0.0 miles)
  • Sutton Park Community Primary School (0.5 miles)
  • Birchen Coppice Primary School (0.7 miles)
  • Kidderminster College (0.8 miles)
  • King Edward VI College Stourbridge (7.4 miles)
  • Black Country Wheels School (7.5 miles)
  • Baxter College (1.0 mile)
  • Wyre Forest School (1.0 mile)
  • King Charles I School (1.2 miles)
Note: Distances are straight line measurements

Local info for Wyre Forest

About the neighbours in DY11

AskMe Q&A for Wyre Forest

Ask a question

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For more information about this property, please contact
Sevron Properties, N8 on +44 20 3544 5267 * (local rate)

Monthly running costs Beta

£248 Monthly total

Mortgage

Purchase price
Deposit (10%) 800
Repayment term 25
Interest rate 1.5
Your payment £28 /mo How Much Could I Borrow

These results are not provided by NatWest and are only indicative based on a repayment mortgage product. Repayments will be subject to the product provided and your circumstances.

Your home or property may be repossessed if you do not keep up repayments on your mortgage.

Home Insurance

Rebuild value up to £1,000,000 Contents value up to £80,000 Average insurance cost £12/mo (£142/yr)
Compare insurance deals now In partnership with uSwitch
Home insurance costs explained

Home Insurance is based on the average price of a building and contents quote for a property in this area in the last 48 months.

Source: Autonet Insurance Ltd

Energy

Gas £30 Electricity £38 Estimated energy cost £68/mo

Similar properties could save up to £290

How Much Could I Save? In partnership with uSwitch
Energy costs explained

The estimated energy cost for this property has been calculated using actual energy usage data for a property of this type, number of bedrooms and region.

Estimated consumption

Gas: 10800 kWh/year
Electricity: 3000 kWh/year

Source: National Energy Efficiency Data Framework

Council Tax

Local authority

Wyre Forest

Estimated tax band A Council tax cost £111 /mo
when paid over 10 months
Council tax costs explained

The Council Tax cost displayed is based on the council tax band and on the basis of 2 adults living at the property. The monthly cost shown excludes any discounts and is rounded to the nearest pound.

Full information on Council Tax discount entitlements can be found on the Gov.UK’s website.

Water

Supply £16 Sewerage £13 Estimated water cost £29 /mo
Water costs explained

Water consumption is based on average water usage for the predicted occupancy of the property based on the number of bedrooms.

Total annual consumption (in cubic meters) is then averaged into a monthly cost.

Note: If you have 2 separate suppliers for water and sewage, you may receive 2 separate bills.

Contact Sevron Properties about this property

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Disclaimer

Property descriptions and related information displayed on this page, with the exclusion of Running Costs data, are marketing materials provided by Sevron Properties, and do not constitute property particulars. Please contact Sevron Properties for full details and further information. The Running Costs data displayed on this page are provided by Zoopla to give an indication of potential running costs based on various data sources. Zoopla does not warrant or accept any responsibility for the accuracy or completeness of the property descriptions, related information or Running Costs data provided here.

View all Larches Cottage Gardens property for sale