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2 bed terraced house for sale

£86,000

Bayswater Square, Stafford ST18

2 1 1
Interested in this property? Call +44 1785 719224 * or

* Calls to this number will be recorded for quality, compliance and training purposes.

Property features

  • 2 Bedroom House
  • 50% Shared Ownership
  • New Build Property
  • Constructed by Bovis
  • Pre-approval required
  • EPC - tba

Property description

** Fantastic release of 2 Bedroom new build home **

Set in a stunning location these new build homes are perfect for first time buyers. Located alongside open fields and built by Bovis, St Mary’s Gate is only a mile and a half from Stafford town centre. Each home has been thoughtfully designed to respond to the demands of modern living, in a location you'll love.

DB Roberts are delighted to offer this opportunity exclusively with Staffordshire Housing Association, to those buyers that qualify for the Shared Ownership Scheme.

What Does ‘Shared Ownership Mean?’

Shared Ownership: The part-buy part-rent way to own your own home

So, if you want to buy a home but worry that you can’t quite afford to, the shared ownership scheme can help you get onto the property ladder. With shared ownership you buy a 50% share in the value of a property, usually with a mortgage. You pay rent to sha for the remaining 50% share. The rent is subsidised by government funding to make it affordable.

Am I Eligible For Shared Ownership?

The scheme aims to help
• first time buyers;
• local authority tenants;
• housing association tenants;
• job movers who need to move to another area for their work;
• people needing a new home following relationship breakdown; and older people who have some money but not enough to buy outright on the open market.

There may be other criteria which affects your eligibility. We will check this and discuss it with you when you make an application.

What Costs Are Involved?

When buying a shared ownership home, you need to allow for
• paying your first month’s rent in advance;
• paying solicitors’ costs (solicitors’ costs vary, so it’s sensible to shop around); and
• mortgage costs, including administration fees, booking fees and valuation fees (fees vary between lenders).
• Remember that some banks and building societies may ask for a deposit (typically 5% of the purchase price).
We strongly advise that you save, if necessary, to cover this cost.

What Do I Do Next?

Call DB Roberts to make an appointment in order to complete the affordability assessment and more about this great opportunity.

The Property Comprises:

Entrance Hall

Cloakroom / Ground Floor W/C

Kitchen (3.48m x 2.49m (11'5 x 8'2))

Lounge / Dining Room (4.42m x 3.23m (14'6 x 10'7))

First Floor Landing

Bedroom (4.42m x 2.74m (14'6 x 9'))

Bedroom (4.42m x 2.82m (14'6 x 9'3))

Family Bathroom (2.34m x 2.31m (7'8 x 7'7))

Off Road Parking & Garden To Rear

Off road parking for two vehicles (Plots 335-337 only have 1 allocated parking space)
Back garden has wood fencing with lawn, shed and a patio area.

Floor Plans & Space Planner

Please take advantage of the Space Planner, which allows you to drag-and-drop furniture into the floor plan, to see how you might actually live in this property.

Dragging-and-dropping from the furniture library is very easy and, once finished, you are able to view the finished plan in 2D or 3D, and also save or email the floor plan for future access.

Simply copy and paste the following link into your browser:

Property info

Floorplan(s): Themoreton-Print.Jpg

Themoreton-Print.Jpg View original

Market activity
Average price paid £259,058 Sales 266 Current average value £295,858 (Zoopla Zed-Index) Value change £1,844 ▲ 0.63%

Property value data/graphs for ST18

Property type Avg. current value Avg. £ per sq ft. Avg. # beds Avg. £ paid (last 12m)
Detached £345,336 £227 3.7 £307,471
Semi-detached £210,658 £207 3.0 £210,212
Terraced £233,548 £232 2.9 £181,294
Flats £126,491 - 1.8 £92,237

Current asking prices in ST18

Average: £355,568
Avg. current asking prices in ST18
Property type 1 bed 2 beds 3 beds 4 beds 5 beds
Houses - £225,522
(20)
£283,787
(69)
£421,795
(55)
£480,406
(28)
Flats £96,667
(3)
- - - -
All £96,667
(3)
£225,522
(20)
£283,787
(69)
£421,795
(55)
£480,406
(28)

Current asking rents in ST18

Average: £762 pcm
Avg. current asking prices in ST18
Property type 1 bed 2 beds 3 beds 4 beds 5 beds
Houses £724 pcm
(1)
£610 pcm
(3)
£770 pcm
(5)
£1,075 pcm
(3)
-
Flats £520 pcm
(1)
£524 pcm
(1)
- - -
All £622 pcm
(2)
£588 pcm
(4)
£770 pcm
(5)
£1,075 pcm
(3)
-

Fun facts for ST18

Highest value in ST18
Highest value streets Zed-Index
The Lane £699,789
Chase View Lane £543,320
Coppenhall £527,196
Steps Gardens £510,101
Gayton, Stafford ST18 £508,431
Highest turnover in ST18
Highest turnover streets Turnover
Brookfield Court 50.0%
The Grange 50.0%
Laburnum Close 47.1%
Elm Crescent 42.1%
Furlong Close 41.7%

What Zoopla users think of Stafford

Overall rating:

  • currently 4 stars
Very good - 77% (124 ratings)

Ratings breakdown:

  • currently stars
Community & safety
  • currently stars
Entertainment & nightlife
  • currently stars
Parks & recreation
  • currently stars
Restaurants & shopping
  • currently stars
Schools & public services
  • currently stars
Transport & travel

Rate Stafford:

Tell us what you think of this area by rating these categories.
Please note your vote will only be counted once.

Community & safety
  • currently stars
  • 1
  • 2
  • 3
  • 4
  • 5
Entertainment & nightlife
  • currently stars
  • 1
  • 2
  • 3
  • 4
  • 5
Parks & recreation
  • currently stars
  • 1
  • 2
  • 3
  • 4
  • 5
Restaurants & shopping
  • currently stars
  • 1
  • 2
  • 3
  • 4
  • 5
Schools & public services
  • currently stars
  • 1
  • 2
  • 3
  • 4
  • 5
Transport & travel
  • currently stars
  • 1
  • 2
  • 3
  • 4
  • 5

Nearby transport

  • Stafford (1.8 miles)
  • Penkridge (6.1 miles)
  • Rugeley Trent Valley (6.8 miles)
  • Birmingham International Airport (28.2 miles)
  • East Midlands Airport (31.4 miles)
  • Manchester International Airport (38.6 miles)
  • Woodside Birkenhead Ferry Terminal (56.1 miles)
  • Liverpool Pier Head Ferry Terminal (56.2 miles)
  • Liverpool Isle of Man & Dublin Terminal (56.3 miles)

Nearby schools

View all schools in Stafford
  • Veritas Primary Academy (0.4 miles)
  • St John's CofE (C) Primary School (0.6 miles)
  • St Leonard's Primary School (0.8 miles)
  • Wolgarston High School (6.0 miles)
  • The Rural Enterprise Academy (7.5 miles)
  • Alleyne's Academy (7.5 miles)
  • The Weston Road Academy (0.5 miles)
  • Walton High School (1.6 miles)
  • Blessed William Howard Catholic School (1.9 miles)
Note: Distances are straight line measurements

Local info for Stafford

About the neighbours in ST18

AskMe Q&A for Stafford

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For more information about this property, please contact
DB Roberts, ST16 on +44 1785 719224 * (local rate)

Monthly running costs Beta

£517 Monthly total

Mortgage

Purchase price
Deposit (10%) 8,600
Repayment term 25
Interest rate 1.5
Your payment £309 /mo How Much Could I Borrow

These results are not provided by NatWest and are only indicative based on a repayment mortgage product. Repayments will be subject to the product provided and your circumstances.

Your home or property may be repossessed if you do not keep up repayments on your mortgage.

Home Insurance

Rebuild value up to £1,000,000 Contents value up to £80,000 Average insurance cost £13/mo (£151/yr)
Compare insurance deals now In partnership with uSwitch
Home insurance costs explained

Home Insurance is based on the average price of a building and contents quote for a property in this area in the last 48 months.

Source: Autonet Insurance Ltd

Energy

Gas £25 Electricity £37 Estimated energy cost £62/mo

Similar properties could save up to £215

How Much Could I Save? In partnership with uSwitch
Energy costs explained

The estimated energy cost for this property has been calculated using actual energy usage data for a property of this type, number of bedrooms and region.

Estimated consumption

Gas: 8600 kWh/year
Electricity: 2700 kWh/year

Source: National Energy Efficiency Data Framework

Council Tax

Local authority

Stafford

Estimated tax band A Council tax cost £104 /mo
when paid over 10 months
Council tax costs explained

The Council Tax cost displayed is based on the council tax band and on the basis of 2 adults living at the property. The monthly cost shown excludes any discounts and is rounded to the nearest pound.

Full information on Council Tax discount entitlements can be found on the Gov.UK’s website.

Water

Supply £16 Sewerage £13 Estimated water cost £29 /mo
Water costs explained

Water consumption is based on average water usage for the predicted occupancy of the property based on the number of bedrooms.

Total annual consumption (in cubic meters) is then averaged into a monthly cost.

Note: If you have 2 separate suppliers for water and sewage, you may receive 2 separate bills.

Contact DB Roberts about this property

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Disclaimer

Property descriptions and related information displayed on this page, with the exclusion of Running Costs data, are marketing materials provided by DB Roberts, and do not constitute property particulars. Please contact DB Roberts for full details and further information. The Running Costs data displayed on this page are provided by Zoopla to give an indication of potential running costs based on various data sources. Zoopla does not warrant or accept any responsibility for the accuracy or completeness of the property descriptions, related information or Running Costs data provided here.

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