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2 bed semi-detached house for sale

£82,950 (£103/sq. ft) Shared ownership

Shorncliffe Heights, Folkestone, Kent CT20

2 1 807 sq. ft*
Interested in this property? Call +44 20 8022 0773 * or

* Calls to this number will be recorded for quality, compliance and training purposes.

Property features

  • Private garden
  • Modern streamlined kitchen equipped with washing machine and fridge/freezer
  • Carpet in living room, hallway and bedrooms
  • Ceramic walls in bathroom with full height tiling to shower area

Property description

Garrison, part of Shorncliffe Heights, is a wonderful two bedroom property available on a shared ownership basis. In keeping with the landscape, Garrison’s 3 bedroom homes encapsulate the ideals of safety and security that the camp inspires, along with an injection of modernity and serenity befitting a new home.

Price breakdown:
Full value: £237,000
Share: 35%
Share value: £82,950
Monthly Mortgage*: £416
Monthly Rent**: £353
Monthly Service Charge Estimate: £41

*Visit our website to book your appointment to view the Garrison today*

The mortgage rate is based on a 95% repayment loan over 25 years at an interest rate of 5% (this assumes you will be paying a 5% deposit). This figure is a guide only - you must obtain advice from a qualified advisor. The monthly rent is calculated at 2.75% per annum of the value of the share that you don't purchase. Prices are based on a valuation carried out by a RICS qualified surveyor (valuations are subject to review at least every three months).
The minimum income figures have been calculated by Southern Home Ownership using assumptions and should be used as a guide only. You will need to undergo a financial assessment prior to any offer being made to you. Applicants will be required to purchase the maximum share they are able to afford which will be determined by an independent financial advisor.

Property info

Floorplan(s): Floorplan 1

View original

Market activity
Average price paid £235,939 Sales 386 Current average value £246,316 (Zoopla Zed-Index) Value change £9,808 ▲ 4.15%

Property value data/graphs for CT20

Property type Avg. current value Avg. £ per sq ft. Avg. # beds Avg. £ paid (last 12m)
Detached £522,868 £310 4.0 £459,680
Semi-detached £293,388 £246 3.4 £273,911
Terraced £220,334 £234 3.0 £220,586
Flats £179,141 £254 2.0 £172,201

Current asking prices in CT20

Average: £209,445
Avg. current asking prices in CT20
Property type 1 bed 2 beds 3 beds 4 beds 5 beds
Houses £228,333
(3)
£189,719
(13)
£247,040
(21)
£421,357
(14)
£386,421
(7)
Flats £105,453
(54)
£184,169
(72)
£307,038
(13)
£475,000
(1)
-
All £111,920
(57)
£185,017
(85)
£269,980
(34)
£424,933
(15)
£386,421
(7)

Current asking rents in CT20

Average: £727 pcm
Avg. current asking prices in CT20
Property type 1 bed 2 beds 3 beds 4 beds 5 beds
Houses £535 pcm
(2)
£826 pcm
(2)
£1,000 pcm
(5)
£1,265 pcm
(3)
-
Flats £554 pcm
(15)
£656 pcm
(19)
£855 pcm
(8)
£1,798 pcm
(1)
-
All £551 pcm
(17)
£672 pcm
(21)
£911 pcm
(13)
£1,398 pcm
(4)
-

Fun facts for CT20

Highest value in CT20
Highest value streets Zed-Index
Temeraire Heights £1,050,450
Cliff Road £966,060
Pelham Gardens £825,410
Upper Corniche £759,620
Hardwick Road £683,654
Highest turnover in CT20
Highest turnover streets Turnover
Granville Parade 42.9%
Newbury Close 40.6%
Oaks Road 40.0%
Ingles Road 40.0%
Granville Road East 40.0%

What Zoopla users think of Folkestone

Overall rating:

  • currently 3.5 stars
Good - 71% (222 ratings)

Ratings breakdown:

  • currently stars
Community & safety
  • currently stars
Entertainment & nightlife
  • currently stars
Parks & recreation
  • currently stars
Restaurants & shopping
  • currently stars
Schools & public services
  • currently stars
Transport & travel

Rate Folkestone:

Tell us what you think of this area by rating these categories.
Please note your vote will only be counted once.

Community & safety
  • currently stars
  • 1
  • 2
  • 3
  • 4
  • 5
Entertainment & nightlife
  • currently stars
  • 1
  • 2
  • 3
  • 4
  • 5
Parks & recreation
  • currently stars
  • 1
  • 2
  • 3
  • 4
  • 5
Restaurants & shopping
  • currently stars
  • 1
  • 2
  • 3
  • 4
  • 5
Schools & public services
  • currently stars
  • 1
  • 2
  • 3
  • 4
  • 5
Transport & travel
  • currently stars
  • 1
  • 2
  • 3
  • 4
  • 5

Nearby transport

  • Folkestone West (1.2 miles)
  • Folkestone Central (1.9 miles)
  • Sandling (2.6 miles)
  • Lydd Airport (12.2 miles)
  • Manston Airport (20.1 miles)
  • London Southend Airport (38.3 miles)
  • Folkestone Eurotunnel Terminal (0.8 miles)
  • Dover Western Docks Ferry Terminal (8.4 miles)
  • Dover Eastern Docks Ferry Terminal (9.1 miles)

Nearby schools

View all schools in Shepway
  • Folkestone, St Martin's Church of England Primary School (0.1 miles)
  • Cheriton Primary School (0.2 miles)
  • All Souls' Church of England Primary School (0.7 miles)
  • School of English Studies (1.6 miles)
  • Earlscliffe (Sussex Summer Schools Ltd) (1.7 miles)
  • Goldwyn Sixth Form College (12.3 miles)
  • Pent Valley Technology College (1.0 mile)
  • The Folkestone School for Girls (1.3 miles)
  • The Harvey Grammar School (1.3 miles)
Note: Distances are straight line measurements

Local info for Shepway

About the neighbours in CT20

AskMe Q&A for Shepway

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* Sizes listed are approximations. Please contact the agent to verify actual sizes.

For more information about this property, please contact
Southern Home Ownership, EC1M on +44 20 8022 0773 * (local rate)

Monthly running costs Beta

£527 Monthly total

Mortgage

Purchase price
Deposit (10%) 8,295
Repayment term 25
Interest rate 1.5
Your payment £298 /mo How Much Could I Borrow

These results are not provided by NatWest and are only indicative based on a repayment mortgage product. Repayments will be subject to the product provided and your circumstances.

Your home or property may be repossessed if you do not keep up repayments on your mortgage.

Home Insurance

Rebuild value up to £1,000,000 Contents value up to £100,000 Average insurance cost £10/mo (£118/yr)
Compare insurance deals now In partnership with uSwitch
Home insurance costs explained

Home Insurance is based on the average price of a building and contents quote for a property in this area in the last 48 months.

Source: Autonet Insurance Ltd

Energy

Gas £26 Electricity £40 Estimated energy cost £66/mo

Similar properties could save up to £222

How Much Could I Save? In partnership with uSwitch
Energy costs explained

The estimated energy cost for this property has been calculated using actual energy usage data for a property of this type, number of bedrooms and region.

Estimated consumption

Gas: 8800 kWh/year
Electricity: 2900 kWh/year

Source: National Energy Efficiency Data Framework

Council Tax

Local authority

Shepway

Estimated tax band A Council tax cost £114 /mo
when paid over 10 months
Council tax costs explained

The Council Tax cost displayed is based on the council tax band and on the basis of 2 adults living at the property. The monthly cost shown excludes any discounts and is rounded to the nearest pound.

Full information on Council Tax discount entitlements can be found on the Gov.UK’s website.

Water

Supply £13 Sewerage £26 Estimated water cost £39 /mo
Water costs explained

Water consumption is based on average water usage for the predicted occupancy of the property based on the number of bedrooms.

Total annual consumption (in cubic meters) is then averaged into a monthly cost.

Note: If you have 2 separate suppliers for water and sewage, you may receive 2 separate bills.

Contact Southern Home Ownership about this property

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Disclaimer

Property descriptions and related information displayed on this page, with the exclusion of Running Costs data, are marketing materials provided by Southern Home Ownership, and do not constitute property particulars. Please contact Southern Home Ownership for full details and further information. The Running Costs data displayed on this page are provided by Zoopla to give an indication of potential running costs based on various data sources. Zoopla does not warrant or accept any responsibility for the accuracy or completeness of the property descriptions, related information or Running Costs data provided here.

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