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2 bed semi-detached house for sale

£81,600 Shared ownership

Plot 157, Penn An Dre, Truro, Cornwall TR1

2 1

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Property description

Plot 157 - 40%

Full Market Value £204,000
40% Share - £81,600
Rent including Building Insurance and service charge £309.24

A great opportunity to buy a brand new 2 bedroom shared ownership Home. Truro is conveniently located to enjoy the benefits of the city as well as the beautiful countryside and beaches nearby.

What is shared ownership?

You buy an initial share in your new home - usually between 25% and 75% - and you pay a discounted rent on the remaining share. The share you buy will be the most you can afford based on a financial assessment.

Then, if your financial circumstances improve, you can buy further shares as and when it is appropriate to you, and in most cases you can own your home outright.

Property Features

  • New build
  • 2 bedrooms
  • Chain free
  • Modern fitted kitchen with integrated cooker & hob and space for appliances
  • Enclosed rear garden
  • One allocated parking spaces
  • Gas central heating
  • Close to local shops and amenities
  • Downstairs WC

    Location

    Truro is a busy and vibrant city with great transport links and access to the countryside and beaches. This location has plenty of nearby amenities on offer and a good cultural heritage with an impressive gothic style cathedral. Truro also has a wide range of educational options ranging from nursery to college and also good adult learning and part time courses available. The A30 dual carriageway is within close proximity giving easy access to the county of Cornwall.

    Accommodation briefly comprises:
    Ground Floor - Spacious entrance hallway, good storage locations, kitchen, WC, lounge with access to rear garden.
    First Floor - Two double bedrooms and a family bathroom/wc.
    Outside - Rear level garden laid to lawn with shed, one allocated parking spaces.
  • Market activity
    Average price paid £263,684 Sales 364 Current average value £279,987 (Zoopla Zed-Index) Value change £1,639 ▲ 0.59%

    Property value data/graphs for TR1

    Property type Avg. current value Avg. £ per sq ft. Avg. # beds Avg. £ paid (last 12m)
    Detached £379,066 £252 3.7 £376,395
    Semi-detached £242,278 £245 3.1 £222,252
    Terraced £236,066 £254 2.9 £232,008
    Flats £210,756 £309 1.9 £200,100

    Current asking prices in TR1

    Average: £297,130
    Avg. current asking prices in TR1
    Property type 1 bed 2 beds 3 beds 4 beds 5 beds
    Houses £248,950
    (2)
    £192,590
    (34)
    £254,871
    (29)
    £451,914
    (35)
    £484,786
    (7)
    Flats £174,367
    (18)
    £283,927
    (73)
    £490,325
    (6)
    - -
    All £181,825
    (20)
    £254,904
    (107)
    £295,234
    (35)
    £451,914
    (35)
    £484,786
    (7)

    Current asking rents in TR1

    Average: £840 pcm
    Avg. current asking prices in TR1
    Property type 1 bed 2 beds 3 beds 4 beds 5 beds
    Houses £451 pcm
    (2)
    £716 pcm
    (8)
    £1,070 pcm
    (11)
    £1,694 pcm
    (1)
    £1,850 pcm
    (1)
    Flats £550 pcm
    (4)
    £817 pcm
    (8)
    - - -
    All £517 pcm
    (6)
    £766 pcm
    (16)
    £1,070 pcm
    (11)
    £1,694 pcm
    (1)
    £1,850 pcm
    (1)

    Fun facts for TR1

    Highest value in TR1
    Highest value streets Zed-Index
    Knoll Park £627,190
    Malpas £620,066
    St. Clement, Truro TR1 £615,922
    Trewinnard Grove £615,559
    The Parade £581,690
    Highest turnover in TR1
    Highest turnover streets Turnover
    Trehaverne Terrace 70.6%
    Trevithick Court 60.0%
    Benson Gardens 53.3%
    Penhaligon Court 52.7%
    Wheal Sperries Way 51.2%

    What Zoopla users think of Truro

    Overall rating:

    • currently 4 stars
    Very good - 77% (49 ratings)

    Ratings breakdown:

    • currently 4 stars
    Community & safety
    • currently 3.5 stars
    Entertainment & nightlife
    • currently 4 stars
    Parks & recreation
    • currently 4 stars
    Restaurants & shopping
    • currently 4 stars
    Schools & public services
    • currently 3.5 stars
    Transport & travel

    Rate Truro:

    Tell us what you think of this area by rating these categories.
    Please note your vote will only be counted once.

    Community & safety
    • currently 0 stars
    • 4
    • 1
    • 0
    • 3
    • 2
    • 5
    Entertainment & nightlife
    • currently 0 stars
    • 4
    • 1
    • 0
    • 3
    • 2
    • 5
    Parks & recreation
    • currently 0 stars
    • 4
    • 1
    • 0
    • 3
    • 2
    • 5
    Restaurants & shopping
    • currently 0 stars
    • 4
    • 1
    • 0
    • 3
    • 2
    • 5
    Schools & public services
    • currently 0 stars
    • 4
    • 1
    • 0
    • 3
    • 2
    • 5
    Transport & travel
    • currently 0 stars
    • 4
    • 1
    • 0
    • 3
    • 2
    • 5

    Nearby transport

    • Truro (0.7 miles)
    • Perranwell (3.4 miles)
    • Penryn (Cornwall) (6.5 miles)
    • Exeter International Airport (80.3 miles)
    • Cardiff Airport (109.2 miles)
    • Bristol Airport (129.1 miles)
    • Tolverne Ferry Landing (3.8 miles)
    • Trelisick Ferry Landing (3.9 miles)
    • Philleigh King Harry Ferry Landing (4.0 miles)

    Nearby schools

    View all schools in Cornwall
    • Truro Learning Academy (0.3 miles)
    • Truro School Preparatory School (0.5 miles)
    • Bosvigo School (0.9 miles)
    • Callywith College (21.4 miles)
    • EF Academy Torbay (69.9 miles)
    • Exeter Mathematics School (75.4 miles)
    • Richard Lander School (1.0 mile)
    • Truro High School (1.1 miles)
    • Truro School (1.7 miles)
    Note: Distances are straight line measurements

    Local info for Cornwall

    About the neighbours in TR1

    AskMe Q&A for Cornwall

    Ask a question

    See all AskMe Q&A in Cornwall

    For more information about this property, please contact
    DCH - Penn an Dre, TR1 on +44 1872 703962 * (local rate)

    Monthly running costs Beta

    £533 Monthly total

    Mortgage

    Purchase price
    Deposit (10%) 8,160
    Repayment term 25
    Interest rate 1.5
    Your payment £293 /mo How Much Could I Borrow

    These results are not provided by NatWest and are only indicative based on a repayment mortgage product. Repayments will be subject to the product provided and your circumstances.

    Your home or property may be repossessed if you do not keep up repayments on your mortgage.

    Home Insurance

    Rebuild value up to £1,000,000 Contents value up to £100,000 Average insurance cost £9/mo (£111/yr)
    Compare insurance deals now In partnership with uSwitch
    Home insurance costs explained

    Home Insurance is based on the average price of a building and contents quote for a property in this area in the last 48 months.

    Source: Autonet Insurance Ltd

    Energy

    Gas £24 Electricity £39 Estimated energy cost £63/mo

    Similar properties could save up to £228

    How Much Could I Save? In partnership with uSwitch
    Energy costs explained

    The estimated energy cost for this property has been calculated using actual energy usage data for a property of this type, number of bedrooms and region.

    Estimated consumption

    Gas: 7800 kWh/year
    Electricity: 2800 kWh/year

    Source: National Energy Efficiency Data Framework

    Council Tax

    Local authority

    Cornwall

    Estimated tax band A Council tax cost £112 /mo
    when paid over 10 months
    Council tax costs explained

    The Council Tax cost displayed is based on the council tax band and on the basis of 2 adults living at the property. The monthly cost shown excludes any discounts and is rounded to the nearest pound.

    Full information on Council Tax discount entitlements can be found on the Gov.UK’s website.

    Water

    Supply £22 Sewerage £34 Estimated water cost £56 /mo
    Water costs explained

    Water consumption is based on average water usage for the predicted occupancy of the property based on the number of bedrooms.

    Total annual consumption (in cubic meters) is then averaged into a monthly cost.

    Note: If you have 2 separate suppliers for water and sewage, you may receive 2 separate bills.

    Contact DCH - Penn an Dre about this property

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    Disclaimer

    Property descriptions and related information displayed on this page, with the exclusion of Running Costs data, are marketing materials provided by DCH - Penn an Dre, and do not constitute property particulars. Please contact DCH - Penn an Dre for full details and further information. The Running Costs data displayed on this page are provided by Zoopla to give an indication of potential running costs based on various data sources. Zoopla does not warrant or accept any responsibility for the accuracy or completeness of the property descriptions, related information or Running Costs data provided here.

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