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2 bed flat for sale

£58,750 Shared ownership

Charters Hill, Overton RG25

2 1
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Property description

Have you got £2,938* savings? Then you may be able to call this property your new home!
New 2 bedroom flat available on a Shared ownership (part buy, part rent) sale.

Prices from £58,750...

Available in June 2018, but apply now!

More detail ….

Features:
• Brand-new home
• No onward chain
• NHBC 10 year warranty (or similar)
• Rent payable of £404 pcm (approx)

What is part buy, part rent?
Very few products survive 30 years virtually unchanged and remain so hugely popular and trusted, as Shared Ownership has done.

So why has Shared Ownership stood the test of time?
This is what we think..
• Unlike purchasing on the open-market you don't need to raise a deposit for 100% of the property.. Only a deposit for the share you are buying. Much cheaper!
• Stamp-duty may not be payable at initial purchase. If the share you are buying is less than the stamp-duty threshold, you will not have to pay stamp-duty at initial purchase. More money to spend on new furniture for your new home!
• The beauty of Shared Ownership is that you can buy more of the property when you want to. You can buy 100% of the property when you can afford it.. Or you never have to buy any more shares from your initial purchase.. The choice of yours!
• If you get into financial difficulties we may be able to help. It is in our interest to help you stay in your home. We would not want a mortgage lender to repossess the property anymore than you would.
There are eligibility conditions for our homes. Shared Ownership is a government product that is there to help people purchase a home of their own. It is only there for those people who cant afford to do it on their own through the traditional mortgage route.

• nb: The name Shared Ownership is misleading .. The home is yours .. We are a silent partner.

Are our computer generated pictures correct?
The cgi's used are not to scale and may not be exactly the same when they're built. They're just a guide.. But the homes we build should be very similar. Pictures of trees and green areas, fences and paths are used to give an impression of what it could look like. The landscape and layout may change. The home you like may not include these and finishes and specification may change.

Internal images of the property are of a previous show home built by Vivid Homes and are shown to give an idea of the quality of finish to be expected.
For more information on this shared ownership property please fill in your details on the request details button and Property Eagle or Vivid Homes will be in contact to answer any questions that you may have.
We tell you all this information to make sure you know what to expect and to make sure we comply with the Consumer Protection Regulations 2008.

Please note that the computer generated image above is for illustrative purposes only.

*Based on someone purchasing a 25% share in this property and securing a 5% deposit with a lender (with no existing debt). You can have debt. Who doesn't nowadays! But note Income / debt / savings and credit history play a part on the mortgage rate you are able to secure with a lender. Applicants will be means tested to determine the share they can afford to purchase. This will affect the rate of rent stated in this listing.

Please note that eligibility conditions apply () and applicants will be means tested for affordability. You may be assessed to purchase a larger share than advertised depending on your finances.

The prices are guidance values only and are subject to change

Local applicants will take priority for these homes.

The monthly service charge is tbc. Minimum share from 25% and the rent is based on 2.75%

Applicants must be registered with the Help to Buy agent.

Details and price are correct at the time of publication/print.


Floorplan(s): Floorplan 1

View original

Market activity
Average price paid £467,646 Sales 74 Current average value £616,007 (Zoopla Zed-Index) Value change £30,134 ▲ 5.14%

Property value data/graphs for RG25

Property type Avg. current value Avg. £ per sq ft. Avg. # beds Avg. £ paid (last 12m)
Detached £847,676 £437 4.2 £649,500
Semi-detached £469,162 £435 3.1 £446,374
Terraced £335,491 £349 2.7 £294,117
Flats £193,216 £324 1.8 £182,000

Current asking prices in RG25

Average: £519,568
Avg. current asking prices in RG25
Property type 1 bed 2 beds 3 beds 4 beds 5 beds
Houses - £334,643
(7)
£425,495
(10)
£632,222
(9)
£1,195,000
(2)
Flats £150,000
(1)
£58,750
(1)
- - -
All £150,000
(1)
£300,156
(8)
£425,495
(10)
£632,222
(9)
£1,195,000
(2)

Current asking rents in RG25

Average: £1,782 pcm
Avg. current asking prices in RG25
Property type 1 bed 2 beds 3 beds 4 beds 5 beds
Houses - £1,198 pcm
(2)
£1,974 pcm
(2)
£1,850 pcm
(1)
£2,500 pcm
(1)
Flats - - - - -
All - £1,198 pcm
(2)
£1,974 pcm
(2)
£1,850 pcm
(1)
£2,500 pcm
(1)

Fun facts for RG25

Highest value in RG25
Highest value streets Zed-Index
Cleves Lane £1,404,389
Steventon, Basingstoke RG25 £1,125,639
Hackwood Park £1,124,814
Weston Road £1,108,478
Weston Patrick, Basingstoke RG25 £1,098,659
Highest turnover in RG25
Highest turnover streets Turnover
Red Lion Lane 50.0%
London Road 31.5%
Home Mead 30.8%
Burydown Mead 30.0%
Barley View 29.4%

What Zoopla users think of Overton

Overall rating:

  • currently 3.5 stars
Good - 74%

Ratings breakdown:

  • currently 4 stars
Community & safety
  • currently 3 stars
Entertainment & nightlife
  • currently 4 stars
Parks & recreation
  • currently 3.5 stars
Restaurants & shopping
  • currently 4 stars
Schools & public services
  • currently 4 stars
Transport & travel

Rate Overton:

Tell us what you think of this area by rating these categories.
Please note your vote will only be counted once.

Community & safety
  • currently 0 stars
  • 4
  • 1
  • 0
  • 3
  • 2
  • 5
Entertainment & nightlife
  • currently 0 stars
  • 4
  • 1
  • 0
  • 3
  • 2
  • 5
Parks & recreation
  • currently 0 stars
  • 4
  • 1
  • 0
  • 3
  • 2
  • 5
Restaurants & shopping
  • currently 0 stars
  • 4
  • 1
  • 0
  • 3
  • 2
  • 5
Schools & public services
  • currently 0 stars
  • 4
  • 1
  • 0
  • 3
  • 2
  • 5
Transport & travel
  • currently 0 stars
  • 4
  • 1
  • 0
  • 3
  • 2
  • 5

Nearby transport

  • Overton (0.6 miles)
  • Whitchurch (Hampshire) (3.5 miles)
  • Micheldever (4.3 miles)
  • Southampton Airport (20.8 miles)
  • London Heathrow Airport (38.0 miles)
  • Bournemouth Airport (41.0 miles)
  • Southampton Vehicle Ferry Terminal (25.0 miles)
  • Southampton Passenger Ferry Terminal (25.1 miles)
  • Hythe (Hants) Ferry Terminal (26.6 miles)

Nearby schools

View all schools in Basingstoke and Deane
  • Overton Church of England Primary School (0.5 miles)
  • North Waltham Primary School (3.4 miles)
  • Oakley Infant School (3.4 miles)
  • Queen Mary's College (7.4 miles)
  • Padworth College (11.8 miles)
  • Winchester College (13.1 miles)
  • Testbourne Community School (3.6 miles)
  • Bishop Challoner Catholic Secondary School (5.9 miles)
  • Coppice Spring School (6.0 miles)
Note: Distances are straight line measurements

Local info for Basingstoke and Deane

About the neighbours in RG25

AskMe Q&A for Basingstoke and Deane

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For more information about this property, please contact
Property Eagle, KT16 on +44 1932 964593 * (local rate)

Monthly running costs Beta

£366 Monthly total

Mortgage

Purchase price
Deposit (10%) 5,875
Repayment term 25
Interest rate 1.5
Your payment £211 /mo How Much Could I Borrow

These results are not provided by NatWest and are only indicative based on a repayment mortgage product. Repayments will be subject to the product provided and your circumstances.

Your home or property may be repossessed if you do not keep up repayments on your mortgage.

Energy

Gas £23 Electricity £32 Estimated energy cost £55/mo

Similar properties could save up to £166

How Much Could I Save? In partnership with uSwitch
Energy costs explained

The estimated energy cost for this property has been calculated using actual energy usage data for a property of this type, number of bedrooms and region.

Estimated consumption

Gas: 7000 kWh/year
Electricity: 2500 kWh/year

Source: National Energy Efficiency Data Framework

Council Tax

Local authority

Basingstoke and Deane

Estimated tax band A Council tax cost £100 /mo
when paid over 10 months
Council tax costs explained

The Council Tax cost displayed is based on the council tax band and on the basis of 2 adults living at the property. The monthly cost shown excludes any discounts and is rounded to the nearest pound.

Full information on Council Tax discount entitlements can be found on the Gov.UK’s website.

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Disclaimer

Property descriptions and related information displayed on this page, with the exclusion of Running Costs data, are marketing materials provided by Property Eagle, and do not constitute property particulars. Please contact Property Eagle for full details and further information. The Running Costs data displayed on this page are provided by Zoopla to give an indication of potential running costs based on various data sources. Zoopla does not warrant or accept any responsibility for the accuracy or completeness of the property descriptions, related information or Running Costs data provided here.

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