Property details for 1 Portland Place, Church Street, Nairn IV12 4AR
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Monthly running costs Beta
Monthly repayment£xxx.xx for xx months
Repayment mortgage of £100,500 with 240 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 3.74%, costing £562.28 p/m) for 120 months. Total amount payable 132,311: Interest (£30,236); Application fee (£999); Valuation fee (£335); Legal fee (£126); Funds transfer fee (£35); Mortgage discharge fee (£80); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 31/10/2017.
The average property value derives from the Zoopla Estimate, which is our assessment of the current market value of a property according to the value of other properties in the area. Our data may be incomplete or inaccurate. Learn more
The initial estimated monthly remortgage payment is calculated using a loan to value of 60% of the current value of a property, a term of 25 years, and a representative interest rate of 1.5%.
It is important to note that the mortgage repayments figure shown is only intended as a guide.
Ensure mortgage lenders are consulted to obtain an accurate quote. We do not accept any responsibility for any inaccuracies or errors in this regard.
Home InsuranceRebuild value up to £93,000 Contents value up to £40,000 Average insurance cost £14/mo (£172/yr)
Home Insurance is based on the average price of a building and contents quote for a property in this area in the last 48 months.
Source: Autonet Insurance Ltd
EnergyGas £36 Electricity £56 Estimated energy cost £92/mo (£1,098/yr)
Similar properties could save up to £201How Much Could I Save?
The estimated energy cost for this property has been calculated using actual energy usage data for a property of this size and region.Estimated consumption
Gas: 9500 kWh/year
Electricity: 3500 kWh/year
Source: National Energy Efficiency Data Framework
Local authorityEstimated tax band B Council tax cost £93 /mo
when paid over 10 months
The Council Tax cost displayed is based on the council tax band and on the basis of 2 adults living at the property. The monthly cost shown excludes any discounts and is rounded to the nearest pound.
Full information on Council Tax discount entitlements can be found on the Gov.UK’s website.
WaterSupply £19 Sewerage £26 Estimated water cost £45 /mo
Water consumption is based on average water usage for the predicted occupancy of the property based on the number of bedrooms.
Total annual consumption (in cubic meters) is then averaged into a monthly cost.
Note: If you have 2 separate suppliers for water and sewage, you may receive 2 separate bills.
Property type: FlatThis 1 bed flat is located at 1 Portland Place, Church Street, Nairn IV12 4AR and has an estimated current value of £107,000. Portland Place has 19 flat on it compared to an average property value of £202,109 for IV12. There are currently 62 properties for sale in IV12 with an average asking price of £191,254 and 2 properties to rent in IV12 with an average asking rent of £141 pw.
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