Property details for 1 Queens Crescent, Portsoy, Banff AB45 2PX
Monthly running costs Beta
Monthly repayment£xxx.xx for xx months
Repayment mortgage of £100,500 with 240 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 3.74%, costing £562.28 p/m) for 120 months. Total amount payable 132,311: Interest (£30,236); Application fee (£999); Valuation fee (£335); Legal fee (£126); Funds transfer fee (£35); Mortgage discharge fee (£80); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 31/10/2017.
The average property value derives from the Zoopla Estimate, which is our assessment of the current market value of a property according to the value of other properties in the area. Our data may be incomplete or inaccurate. Learn more
The initial estimated monthly remortgage payment is calculated using a loan to value of 60% of the current value of a property, a term of 25 years, and a representative interest rate of 1.5%.
It is important to note that the mortgage repayments figure shown is only intended as a guide.
Ensure mortgage lenders are consulted to obtain an accurate quote. We do not accept any responsibility for any inaccuracies or errors in this regard.
Home InsuranceRebuild value up to £800,000 Contents value up to £50,000 Average insurance cost £10/mo (£123/yr)
Home Insurance is based on the average price of a building and contents quote for a property in this area in the last 48 months.
Source: Autonet Insurance Ltd
EnergyGas £55 Electricity £70 Estimated energy cost £125/mo (£1,506/yr)
Similar properties could save up to £326How Much Could I Save?
The estimated energy cost for this property has been calculated using actual energy usage data for a property of this size and region.Estimated consumption
Gas: 15400 kWh/year
Electricity: 4500 kWh/year
Source: National Energy Efficiency Data Framework
Local authorityEstimated tax band A Council tax cost £78 /mo
when paid over 10 months
The Council Tax cost displayed is based on the council tax band and on the basis of 2 adults living at the property. The monthly cost shown excludes any discounts and is rounded to the nearest pound.
Full information on Council Tax discount entitlements can be found on the Gov.UK’s website.
WaterSupply £24 Sewerage £34 Estimated water cost £58 /mo
Water consumption is based on average water usage for the predicted occupancy of the property based on the number of bedrooms.
Total annual consumption (in cubic meters) is then averaged into a monthly cost.
Note: If you have 2 separate suppliers for water and sewage, you may receive 2 separate bills.
Property type: Semi-detached house | Last sale: £36,000 | Sale date: 15th Aug 2003This 3 bed semi-detached house is located at 1 Queens Crescent, Portsoy, Banff AB45 2PX and has an estimated current value of £80,000. Queens Crescent, AB45 has 50 properties on it with a current average value of £93,390, compared to an an average property value of £155,886 for AB45. There have been 6 property sales on Queens Crescent over the last 5 years with an average sold house price of £114,250 and this semi-detached house was last sold on 15th Aug 2003 for £36,000. There are currently 42 homes for sale in AB45 with an average asking price of £185,630 and 2 houses and flats to rent in AB45 with an average asking rent of £103 pw.
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