2 bed terraced house for sale

Ashford Avenue, Ashford TW15

Shared ownership (Advertised price represents 40% share. Full market value £370,000). This well-presented, mid-terrace property has a reception room with large, south-facing window, a spacious dining room and an attractive kitchen with recently-fitted units and integrated appliances. From here, a door leads out to a generously-sized garden with patio and lawn. The garden can also be accessed via a rear gate. On the first floor of the house is a main bedroom with fitted wardrobes plus a smaller second double bedroom and a newly-installed bathroom. The windows are modern, double-glazed units throughout and the loft space also gets some natural light from a Velux in the rear part of the roof. Ashford Primary School, which is just minutes away, is Ofsted-rated 'Good' and the other local primaries are similarly well-thought-of. Ashford Railway Station, for services between Windsor & Eton Riverside/Weybridge and London Waterloo, can be reached on foot, via bus or by brief cycle ride.

Interested parties are required to complete the shared ownership common application form [ ]

(Please note the minimum income and deposit requirements for eligibility. You do not need to request a viewing separately once you have completed the application form.)

Housing Association: A2Dominion.
Tenure: Leasehold (125 years from 15/07/1987).
Minimum Share: 40% (£148,000). The housing association will expect that you will purchase the largest share affordable.
Shared Ownership Rent: £438.10 per month (subject to annual review).
Service Charge: £45.00 per month (subject to annual review).
Guideline Minimum Income: Dual - £41,000 | Single - £47,300 (based on minimum share and 10% deposit).
Council Tax: Band C, Spelthorne Borough Council. Priority is given to applicants living and/or working in this local authority.

This property is offered for sale in the condition seen. The housing association does not warrant to carry out any remedial or redecoration work of a cosmetic nature unless specifically advised in writing. As a general rule, fitted domestic appliances are included in the sale; non-fitted appliances are not. If you require confirmation, you must request this in writing from Urban Moves. The information in this document supersedes any information given verbally either in person or by telephone. There is no parking space offered with this property however the vendor informs us that on-street parking is available.

What is shared ownership ?

Shared Ownership is a housing scheme designed to help homebuyers who are unable to afford the cost of buying a property outright on the open market. Properties may be sold off-plan or new build direct from housing associations, or pre-owned from existing shared owners. The rules and terms of the scheme are set by the Greater London Authority (gla) in London and Homes England outside of London.

Is shared ownership for you ?

The gla and Homes England set the eligibility criteria for Shared Ownership, but broadly speaking you must:

1. Not own another property in the UK or any other country.
2. Have a household income that falls below £90,000 (£80,000 threshold outside the M25). Every property will have a minimum income level too, determined by its value, rent and service charge costs. In most cases you will need to meet or exceed the given minimum income.
3. Have access to a minimum deposit of 10% of the share being purchased (a minimum deposit of 5% of the share being purchased may be acceptable depending on individual financial status).
4. Be in full time permanent employment.
5. Be a British, EU or eea Citizen or have indefinite leave to remain in the UK.
6. Have a good credit history.

Reception Room

13' 5" max. X 9' 11" max. (4.09m x 3.03m)

Dining Room

12' 11" x 9' 11" (3.93m x 3.01m)

Kitchen

8' 4" x 7' 4" (2.55m x 2.24m)

Garden

Approximately 30' 4" x 29' 7" (9.25m x 9.02m)

Bedroom 1

13' 11" max. X 12' 11" max. (4.24m x 3.94m)

Bedroom 2

9' 10" x 6' 10" (3.00m x 2.09m)

Bathroom

6' 7" x 5' 7" (2.00m x 1.71m)