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    • Exclusive Zoopla estimates: To see how much your home is worth

    • Recently sold prices: So you can make the winning offer

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    A complete guide to buying a home

    Buying a home is a big deal. From finding that perfect pad right through to exchanging contracts, we’re here to guide you every step of the way.

    Explore our area guides

    Ready to up sticks to somewhere new? Allow our area guides to help. With all the latest info on local schools, transport, popular places to live and of course, house prices, we've got everything you need to begin your relocation adventure.

    The latest on buying a property

    All the news, tips and guides you need to buy your next home.

    Our experts answer your questions about buying a home

    How much do I need for a deposit to buy a house?

    Many banks still prefer first-time buyers to have a 10% minimum deposit in 2024. Although under the Mortgage Guarantee Scheme (which runs until June 2025) it's possible to get a mortgage with a 5% deposit.

    How long does it take to buy a house?

    The timeline to buying a home can vary. Aside from the time it takes to find a home you love, it normally takes 6 to 12 weeks to buy it. In some cases, it can take up to six months. The conveyancing part alone can take up to three months. But there are things you can do to speed up the process.

    What is the process of buying a house?

    Start by working out what you can afford with our mortgage calculator. Consider how much stamp duty you’ll pay and if you can improve your credit score before you pre-apply for a mortgage.

    Then for the exciting bit: start house-hunting. Use our handy search tools and download our viewing checklist to keep sight of the important things.

    When you find a place you love, hire a conveyancer to help you make an offer and sort the paperwork. There might be some negotiations before you exchange and complete.

    What credit score is needed to buy a house?

    A healthy credit score can get you a better mortgage deal, as it shows lenders you’re reliable at repaying money.

    The three credit scoring agencies in the UK have different point systems - but the higher the number, the better.

    You can improve your credit score by paying off debts, getting on the electoral roll and making consistent credit payments.