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    A complete guide to buying a home

    Buying a home is a big deal. From finding that perfect pad right through to exchanging contracts, we’re here to guide you every step of the way. Written in partnership with The Brain Charity to help neurodivergent folk with moving home.

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    Ready to up sticks to somewhere new? Allow our area guides to help. With all the latest info on local schools, transport, popular places to live and of course, house prices, we've got everything you need to begin your relocation adventure.

    The latest on buying a property

    All the news, tips and guides you need to buy your next home.

    Our experts answer your questions about buying a home

    How much do I need for a deposit to buy a house?

    Many banks still prefer first-time buyers to have a 10% minimum deposit in 2024. Although under the Mortgage Guarantee Scheme (which runs until June 2025) it's possible to get a mortgage with a 5% deposit.

    How long does it take to buy a house?

    The timeline to buying a home can vary. Aside from the time it takes to find a home you love, it normally takes 6 to 12 weeks to buy it. In some cases, it can take up to six months. The conveyancing part alone can take up to three months. But there are things you can do to speed up the process.

    What is the process of buying a house?

    Start by working out what you can afford with our mortgage calculator. Consider how much stamp duty you’ll pay and if you can improve your credit score before you pre-apply for a mortgage.

    Then for the exciting bit: start house-hunting. Use our handy search tools and download our viewing checklist to keep sight of the important things.

    When you find a place you love, hire a conveyancer to help you make an offer and sort the paperwork. There might be some negotiations before you exchange and complete.

    What credit score is needed to buy a house?

    A healthy credit score can get you a better mortgage deal, as it shows lenders you’re reliable at repaying money.

    The three credit scoring agencies in the UK have different point systems - but the higher the number, the better.

    You can improve your credit score by paying off debts, getting on the electoral roll and making consistent credit payments.

    Sold house prices provided by Land Registry/Registers of Scotland. © Crown copyright 2025. Our website is completely free for you to use but we may receive a commission from some of the companies we link to on the site.

    Zoopla Limited is an appointed representative of Uswitch Limited which is authorised and regulated by the Financial Conduct Authority (FRN 312850) to provide the mortgage calculator tool and incorporated with company registration number 06074771 and registered office at The Cooperage, 5 Copper Row, London SE1 2LH. Uswitch Limited is authorised and regulated by the Financial Conduct Authority (FCA) under firm reference number 312850.

    Zoopla.co.uk is not a mortgage intermediary and makes introductions to Mojo Mortgages to provide mortgage solutions. Zoopla.co.uk and Mojo Mortgages are part of the same group of companies. Zoopla may receive an introduction fee from Mojo Mortgages on completion of successful mortgage applications. This fee is based on a percentage of your loan amount. Mojo is a trading style of Life's Great Limited which is registered in England and Wales (06246376) and is authorised and regulated by the Financial Conduct Authority and is on the Financial Services Register (478215). Mojo's registered office is The Cooperage, 5 Copper Row, London, SE1 2LH. To contact Mojo by phone, please call 0333 123 0012.