2 bed flat for sale

Courtney View, Bristol, Gloucestershire BS15

This Shared Ownership home is available to buy from as little as £96,000 with a 40% share!

A fantastic opportunity to purchase a shared ownership coach house in the popular area of Bristol. This well-presented two-bedroom home offers comfortable living with a spacious open-plan living and dining area, a separate kitchen, two good-sized bedrooms, and a modern bathroom. The property benefits from a garage located underneath, a dedicated parking space in front, and a small rear garden area- perfect for those looking for a low-maintenance outdoor space.

Situated in the sought-after area of Kingswood, the property enjoys easy access to a range of local amenities, including shops, cafes, and schools. Excellent transport links connect you to Bristol city centre and beyond, making it ideal for commuters. With nearby green spaces and parks, residents can enjoy a blend of urban convenience and outdoor leisure. This is a great opportunity to secure an affordable home in a well-connected and thriving community.
Pricing & affordability


Full Market Value: £240,000

40% Share Price: £96,000 (rent £330.00pcm)
50% Share Price: £120,000 (rent £275.00pcm)
75% Share Price: £180,000 (rent £137.50pcm)

Minimum 5% Mortgage Deposit (40% share): £4,800
Approximate Service Charges: £35.31pcm*
Shared Ownership Lease: 125 years
Council Tax Band: B
Eligibility


Shared Ownership gives first time buyers and those that do not currently own a home the opportunity to purchase a share in a new build or resales leasehold property. The purchaser pays a mortgage on the share they own and pays rent to a housing association on the remaining share. The combined mortgage and rent is usually less than you’d expect to pay if you bought a similar property outright although this is not a guarantee.

At Courtney View shares are being offered from 40% (the maximum you can buy initially is 75%). When you’re ready, you can buy more shares until you staircase to owning 100% of your home.

To be eligible for shared ownership you would need to meet the following criteria:

• Your annual household income does not exceed £80,000.
• You have a deposit of at least 5% of the share value
• You do not own another property or have your name on the deeds or a mortgage for a property worldwide.
• This will be your only residence.
• You are a permanent UK resident or have indefinite right to remain.

Please note the minimum share you can purchase can vary depending on your financial situation and you may be asked to purchase a larger share, should your personal circumstances permit.

*Service charges are estimated and may subject to change. Rent and service charges will be reviewed annually by your housing provider, usually on 1st April each year.