£145,000
2 bed flat for saleMarket Street, Clay Cross S45
2 beds
1 bath
1 reception
EPC Rating: B
- Shared ownership
- Leasehold
New Oak Estates
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About this property
Smithybrook View housing with care scheme is open to people aged over 55 who are in the North East Derbyshire area and who have an assessed need for care and/or support.
At Smithybrook View, you keep control over your life, with your rights, choices and wishes respected at all times. It is a diverse community able to meet a range of needs and abilities, with personalised care and support tailored to individual requirements.
With attractive facilities, landscaped gardens, designer furnishings and decor inside, its easy to enjoy life at Smithybrook View.
Facilities include:
A comfortable restaurant
An elegant and stylish lounge to relax in
A salon offering hairdressing and beauty treatments
A warm and comfortable guest suite should your friends or family want to stay
A relaxing bathing suite
A laundry room
A scooter room
A tea/coffee bar
Landscaped gardens to enjoy
Car parking
The property is Leasehold and service charges apply (£360.87 per month)
To view the property please contact New Oak Estates
• You must be at least 55 Years old for this property, no-one under 55 can reside at this property.
• You should be a British citizen or have indefinite leave to remain.
• You need to have access to or can raise funds to cover the legal costs of buying a home.
• If you do already own a property, you must be in the process of selling it.
• You must be financially responsible and capable of managing your own affairs.
• Capable of maintaining an independent and active lifestyle.
• Not subject to the jurisdiction of the Public Guardianship Office.
• Have care and support needs at a level to best achieve a balanced community within the scheme.
• You must undergo a support needs assessment before you can proceed with the purchase.
• In some areas you may need a local connection.
• From September 2022 Homes England regulations require that all shared ownership purchasers must use an independent financial advisor to assess their affordability this is also required for cash purchasers.
• You must use as much of your savings and Equity to purchase the resale property, However you will be permitted to keep sufficient funds for your care needs in the future
Disclaimer
Anti-money Laundering Checks (aml)
Regulations require us to conduct identity and aml checks and gather information about every buyer's financial circumstances. These checks are essential in fulfilling our Customer Due Diligence obligations, which must be done before any property can be marked as sold subject to contract. The rules are set by law and enforced by trading standards.
We will start these checks once you have made a provisionally agreeable offer on a property. The cost is £30* (including VAT). This fee covers the expense of obtaining relevant data and any necessary manual checks and monitoring. It's paid in advance via our onboarding system, Kotini, and is non-refundable
More information
Tenure
Leasehold (116 years)
Service charge
Council tax band
A
Ground rent
Ground rent date of next review