3 bed end terrace house for sale

Tupton Road, Clay Cross, Chesterfield S45

This superb modern home is available to buy from as little as £110,000 with a 50% share!

Situated in the heart of Clay Cross, this modern three-bedroom home offers stylish and spacious living across two floors, finished to a high standard throughout.
The ground floor features a bright and open-plan kitchen, dining, and living area with plenty of natural light and double doors leading to the rear garden – ideal for relaxing or entertaining. There’s also a convenient downstairs WC and useful storage space.

Upstairs, the property includes three well-proportioned bedrooms, with the main bedroom benefitting from an en-suite shower room. A modern family bathroom serves the remaining bedrooms, offering comfort and practicality for everyday life.

Outside, you’ll find an enclosed rear garden and allocated parking.

Perfectly located for access to local amenities, Tupton Road is just a short distance from Clay Cross town centre, where you’ll find shops, supermarkets, cafés, and schools. The area also benefits from excellent transport links - the A61 provides easy access to Chesterfield and Derby, while nearby bus routes and train connections make commuting simple.
Pricing & affordability


Full Market Value: £220,000

50% Share Price: £110,000 (rent £330pcm)
Minimum 5% Mortgage Deposit (50% share): £5,500
Approximate Service Charges: £15.33pcm*
Lease: 88 years
Eligibility


Shared Ownership gives first time buyers and those that do not currently own a home the opportunity to purchase a share in a new build or resales leasehold property. The purchaser pays a mortgage on the share they own and pays rent to a housing association on the remaining share. The combined mortgage and rent is usually less than you’d expect to pay if you bought a similar property outright although this is not a guarantee.

To be eligible for shared ownership you would need to meet the following criteria:

• Your annual household income does not exceed £80,000
• You have a deposit of at least 5% of the share value
• You do not own another property or have your name on the deeds or a mortgage for a property worldwide.
• This will be your only residence.
• You are a permanent UK resident or have indefinite right to remain.

*Service charges are estimated and may subject to change. Rent and service charges will be reviewed annually by your housing provider, usually on 1st April each year.

** This home can also be purchased outright (100% of the value) which is £220,000 and a purchaser would not need to meet the eligibility criteria listed above.