2 bed flat for sale

Aragon House, 65 Cherry Orchard, Ebbsfleet Valley DA10

Shared ownership (Advertised price represents 45% share. Full market value £300,000). A generously-sized and beautifully-presented flat on the top floor of this recently-built development. The property has a spacious reception room with stylish, open-plan kitchen featuring an island unit with breakfast bar. A glazed door leads from the living area out onto an east-facing balcony. There is a main bedroom with en-suite shower room plus a similar-sized second double bedroom, a stylish, high-spec bathroom and a large hallway storage/utility cupboard. Well insulated walls and roof, high performance glazing and a modern gas central heating system all contribute towards a very good energy-efficiency rating. A Co-Op store occupies one of the ground-floor retail units and the Blue Bean Cafe is close by. Cherry Orchard Primary School is just minutes away and Ofsted-rated 'Outstanding'. Aragon House has a communal parking area and Swanscombe and Ebbsfleet Railway Stations can also be easily reached via brief bus or bike ride.

Interested parties are required to complete the shared ownership common application form [ ]

(Please note the minimum income and deposit requirements for eligibility. You do not need to request a viewing separately once you have completed the application form.)

Housing Association: Clarion.
Tenure: Leasehold (250 years from 01/04/2021).
Minimum Share: 45% (£135,000). The housing association will expect that you will purchase the largest share affordable.
Shared Ownership Rent: £449.36 per month (subject to annual review).
Service Charge: £151.00 per month (subject to annual review).
Guideline Minimum Income: Dual - £42,700 | Single - £48,900 (based on minimum share and 10% deposit).
Council Tax: Band D, Dartford Borough Council. Priority is given to applicants living and/or working in this local authority.

This property is offered for sale in the condition seen. The housing association does not warrant to carry out any remedial or redecoration work of a cosmetic nature unless specifically advised in writing. As a general rule, fitted domestic appliances are included in the sale; non-fitted appliances are not. If you require confirmation, you must request this in writing from Urban Moves. The information in this document supersedes any information given verbally either in person or by telephone. Pets not permitted (except assistance animals).

What is shared ownership ?

Shared Ownership is a housing scheme designed to help homebuyers who are unable to afford the cost of buying a property outright on the open market. Properties may be sold off-plan or new build direct from housing associations, or pre-owned from existing shared owners. The rules and terms of the scheme are set by the Greater London Authority (gla) in London and Homes England outside of London.

Is shared ownership for you ?

The gla and Homes England set the eligibility criteria for Shared Ownership, but broadly speaking you must:

1. Not own another property in the UK or any other country.
2. Have a household income that falls below £90,000 (£80,000 threshold outside the M25). Every property will have a minimum income level too, determined by its value, rent and service charge costs. In most cases you will need to meet or exceed the given minimum income.
3. Have access to a minimum deposit of 10% of the share being purchased (a minimum deposit of 5% of the share being purchased may be acceptable depending on individual financial status).
4. Be in full time permanent employment.
5. Be a British, EU or eea Citizen or have indefinite leave to remain in the UK.
6. Have a good credit history.

Entrance Hall

12' 8" max. X 9' 11" max. (3.86m x 3.02m)

Reception

20' 10" x 17' 2" (6.35m x 5.23m)

Kitchen

Included in reception measurement

Balcony

12' 1" x 4' 10" (3.68m x 1.47m)

Bedroom 1

15' 0" x 9' 4" (4.57m x 2.84m)

En-Suite Shower Room

6' 3" x 5' 10" (1.91m x 1.78m)

Bedroom 2

12' 8" x 10' 10" (3.86m x 3.30m)

Bathroom

7' 2" max. X 6' 3" max. (2.18m x 1.91m)