2 bed semi-detached bungalow for sale

Westmorland Place, Appleby-In-Westmorland CA16

We are selling a 75% share of this fabulous two bedroomed semi detached bungalow, the other 25% share is owned by Home Group. Age restricted to over 55yrs.

An outstanding opportunity to acquire a stunning modern semi-detached bungalow, offered on a 75% shared ownership basis to over 55ys old with the remaining 25% owned by Home Group.
This beautifully presented property sits in a convenient location and is ready to move into, offering spacious accommodation on a single level with wide doors able to accommodate wheelchairs.
A welcoming entrance hallway leads to a comfortable living room, flowing to two generous double bedrooms, the kitchen/diner, and a well-appointed shower room. The kitchen/diner provides access via a door to the back garden, ideal for outdoor dining and relaxing.
Externally, the property benefits from a lawned front garden and a driveway with parking for two vehicles, plus a garage for added storage or car parking.
To the rear, a private garden provides a tranquil space for leisure and gardening.
The home is perfectly suited to buyers seeking a manageable, all-on-one-level layout
The property is available exclusively to applicants aged over 55 and enjoys a location within easy walking distance of Appleby railway station, as well as the bustling town centre, which offers an array of amenities, shops, services and leisure facilities just a few minutes away.
The combination of a bright, flexible interior, low-maintenance exterior spaces, and proximity to transport links makes this an attractive option for buyers seeking security, comfort and convenience in equal measure. Early viewing is recommended to appreciate the space, presentation, and value on offer with this 75% share opportunity.
Internal finishes are well maintained, with tasteful decor and neutral tones ready for immediate occupancy.
The shared ownership arrangement presents an affordable route to home ownership without compromising the quality of a modern bungalow. Prospective purchasers are advised to contact the selling agent to discuss eligibility, valuation, and terms.

Services

Mains electric, mains water, mains gas, mains drainage

Epc & Council Tax

EPC - C
Council Tax - B

Please be aware that due to a limited number of EPC providers in Cumbria, there may be delays in obtaining Energy Performance Certificates (EPCs) for some properties. We anticipate receiving them within 7-14 days of the property's listing. If there are any further delays, we will update the property brochure with the expected availability of the EPC. Thank you for your understanding.

Key Information About The Home

Key information about the home
When you buy a home through shared ownership, you enter into a shared ownership lease. The lease is a
legal agreement between you (the ‘leaseholder’) and the landlord. It sets out the rights and responsibilities
of both parties.
Before committing to buy a shared ownership property, you should ensure you take independent legal
and financial advice.
This key information document is to help you decide if shared ownership is right for you. You should read
this document carefully so that you understand what you are buying, and then keep it safe for future
reference.
It does not form part of the lease. You should carefully consider the information and the accompanying
lease, and discuss any issues with your solicitor before signing the lease.
Failure to pay your rent or service charge or your mortgage could mean your house is at risk of
repossession.

Service Charge

The annual payment to the landlord includes:
Service charge £138.28
Buildings insurance £396.00
Management fee £225.10
Reserve fund payment £500.00
Total annual payment £1,259.38
Charges are reviewed annually and will change in April.

Leasehold Information

Tenure Leasehold
Lease type Older persons shared ownership assignable bungalow lease
Lease term 125 years from 1 st January 2006

Eligibility

You can apply to buy the home if the following apply:
• You are 55 years old or over
• your household income is £80,000 or less
• you cannot afford to buy a home that meets your needs
using the funds you have (including a mortgage if you
are able to take one out)
One of the following must also be true:
• You are a first -time buyer
• Y ou used to own a home but cannot afford to buy one
now
• Y ou're forming a new household - for example, after a
relationship breakdown
• Y ou're an existing shared owner, and you want to move
• Y ou own a home and want to move but cannot afford a
new home for your needs *
* If you own a home, you must have completed the sale of the
home on or before the date you complete your shared
ownership purchase.
You must have a good credit record. Your application will
involve an assessment of your finances by The Mortgage People.

Disclaimer

These particulars, whilst believed to be accurate are set out as a general guideline and do not constitute any part of an offer or contract. Intending Purchasers should not rely on them as statements of representation of fact but must satisfy themselves by inspection or otherwise as to their accuracy. The services, systems, and appliances shown may not have been tested and has no guarantee as to their operability or efficiency can be given. All floor plans are created as a guide to the lay out of the property and should not be considered as a true depiction of any property and constitutes no part of a legal contract.