3 bed terraced house for sale

Tower View, Kings Hill, West Malling ME19

Shared ownership (Advertised price represents 50% share. Full market value £425,000). A great chance to buy a three-bedroom family home in the popular village of Kings Hill. The smartly-presented property has two, full-width main rooms on the ground floor: A stylish kitchen/dining room and a reception room with bay window at the front and patio doors that lead out to the rear garden. Upstairs is a main bedroom, which is only slightly smaller than the kitchen/dining room, plus two further good-sized double bedrooms. There is an attractive, naturally-lit shower room plus a downstairs cloakroom/WC. Well insulated walls and roof, modern double glazing and gas central heating make for a good energy-efficiency rating. Behind the terrace, and easily accessible via the garden gate, is a parking area which includes a space allocated to this house plus several visitor spaces. Kings Hill offers extensive amenities including supermarkets (Asda, Aldi, Little Waitrose), diverse dining, healthcare (gp, dentist, pharmacy), and a strong focus on sports and recreation with a David Lloyd Leisure Centre, golf club, and the Kings Hill Sports Park for football/cricket, plus community spaces, schools, and miles of walking/cycling paths connecting it all via greenways. There is a choice of three primary schools, all Ofsted-rated 'Outstanding'.

Interested parties are required to complete the shared ownership common application form []

(Please note the minimum income and deposit requirements for eligibility. You do not need to request a viewing separately once you have completed the application form.)

Housing Association: Clarion.
Tenure: Leasehold (125 years from 10/05/2005). Freehold transferred on 100% ownership.
Minimum Share: 50% (£212,500). The housing association will expect that you will purchase the largest share affordable.
Shared Ownership Rent: £275.62 per month (subject to annual review).
Service Charge: £17.98 per month (subject to annual review).
Guideline Minimum Income: Dual - £48,300 | Single - £55,400 (based on minimum share and 10% deposit).
Council Tax: Band E, Tonbridge & Malling Borough Council. Priority is given to applicants living and/or working in this local authority.

This property is offered for sale in the condition seen. The housing association does not warrant to carry out any remedial or redecoration work of a cosmetic nature unless specifically advised in writing. As a general rule, fitted domestic appliances are included in the sale; non-fitted appliances are not. If you require confirmation, you must request this in writing from Urban Moves. The information in this document supersedes any information given verbally either in person or by telephone.

What is shared ownership ?

Shared Ownership is a housing scheme designed to help homebuyers who are unable to afford the cost of buying a property outright on the open market. Properties may be sold off-plan or new build direct from housing associations, or pre-owned from existing shared owners. The rules and terms of the scheme are set by the Greater London Authority (gla) in London and Homes England outside of London.

Is shared ownership for you ?

The gla and Homes England set the eligibility criteria for Shared Ownership, but broadly speaking you must:

1. Not own another property in the UK or any other country.
2. Have a household income that falls below £90,000 (£80,000 threshold outside the M25). Every property will have a minimum income level too, determined by its value, rent and service charge costs. In most cases you will need to meet or exceed the given minimum income.
3. Have access to a minimum deposit of 10% of the share being purchased (a minimum deposit of 5% of the share being purchased may be acceptable depending on individual financial status).
4. Be in full time permanent employment.
5. Be a British, EU or eea Citizen or have indefinite leave to remain in the UK.
6. Have a good credit history.

Reception Room

17' 11" x 10' 10" (5.46m x 3.30m)

Kitchen / Dining Room

17' 11" x 9' 1" (5.45m x 2.77m)

Bedroom 1

18' 0" x 8' 8" (5.49m x 2.65m)

Bedroom 2

12' 5" into bay x 11' 0" max. (3.78m x 3.35m)

Bedroom 3

11' 0" x 8' 5" (3.36m x 2.56m)

Shower Room

6' 6" x 5' 9" (1.99m x 1.75m)