1 bed flat for sale

Emma House, Market Link, Romford RM1

Situated in the heart of Romford town centre, this stylish one-bedroom apartment presents an excellent opportunity for buyers seeking a modern home with outstanding convenience and connectivity. The property is available to purchase at 100% ownership, with an alternative 35% shared ownership option also available.

Internally, the apartment offers a bright and spacious open-plan living and dining area with a modern fitted kitchen featuring integrated appliances and contemporary finishes. The generously sized double bedroom provides comfortable living accommodation, while the sleek bathroom is finished to a high standard.

The property is ideally positioned within close proximity to a variety of shops, restaurants, cafés and entertainment facilities, together with excellent transport links from Romford Station via the Elizabeth Line, offering fast and convenient access into London, Canary Wharf and Heathrow.

Perfect for first-time buyers, commuters or buy-to-let investors, this apartment combines modern living with a prime central location.

Available to purchase at either 100% ownership or 35% shared ownership. Please enquire for pricing and eligibility information.

Housing Association: A2Dominion.
Tenure: Leasehold (125 years from 16/11/2009).
Minimum Share: 35% (£75,250). The housing association will expect that you will purchase the largest share affordable.
Shared Ownership Rent: £355.50 per month (subject to annual review).
Service Charge: £216.51 per month (subject to annual review).
Water Charge: £27.78 per month (subject to annual review).
Council Tax: Band C, London Borough of Havering. Priority is given to applicants living and/or working in this local authority.

This property is offered for sale in the condition seen. The housing association does not warrant to carry out any remedial or redecoration work of a cosmetic nature unless specifically advised in writing. As a general rule, fitted domestic appliances are included in the sale; non-fitted appliances are not. If you require confirmation, you must request this in writing from Urban Moves. The information in this document supersedes any information given verbally either in person or by telephone. Pets not permitted (except assistance animals). There is no parking space offered with this property.

What is shared ownership ?

Shared Ownership is a housing scheme designed to help homebuyers who are unable to afford the cost of buying a property outright on the open market. Properties may be sold off-plan or new build direct from housing associations, or pre-owned from existing shared owners. The rules and terms of the scheme are set by the Greater London Authority (gla) in London and Homes England outside of London.

Is shared ownership for you ?

The gla and Homes England set the eligibility criteria for Shared Ownership, but broadly speaking you must:

1. Not own another property in the UK or any other country.
2. Have a household income that falls below £90,000 (£80,000 threshold outside the M25). Every property will have a minimum income level too, determined by its value, rent and service charge costs. In most cases you will need to meet or exceed the given minimum income.
3. Have access to a minimum deposit of 10% of the share being purchased (a minimum deposit of 5% of the share being purchased may be acceptable depending on individual financial status).
4. Be in full time permanent employment.
5. Be a British, EU or eea Citizen or have indefinite leave to remain in the UK.
6. Have a good credit history.