2 bed flat for sale

James Smith Court, Dartford, Kent DA1

*** no onward chain ***

This superb modern home is available to buy from as little as £117,250 with a 35% share!

Offered for sale with no onward chain and situated on the fourth floor, this modern apartment features a bright open plan living and dining area with access onto a private balcony, providing valuable outside space. There are two well proportioned bedrooms (en suite to bedroom 1) and an additional bathroom. The property further benefits from a 'right to park' car park.

James Smith Court is conveniently positioned in Dartford, with a good selection of shops, supermarkets, cafés and everyday amenities within easy reach. Dartford town centre offers further shopping and leisure facilities, while nearby green spaces and the wider Kent countryside provide plenty of opportunities to enjoy the outdoors. Bluewater Shopping Centre is also easily accessible for an extensive range of shops, restaurants and entertainment.

The location is particularly well suited to commuters, with Dartford railway station providing regular services towards London and connections across the wider rail network. Road links are also excellent, with convenient access to the A2, M25 and Dartford Crossing, making the property well placed for travel throughout Kent, Essex and towards London.
Pricing & affordability


Full Market Value: £335,000

35% Share Price: £117,250 (rent £601.96pcm)
Minimum 5% Mortgage Deposit (35% share): £5,863
Approximate Service Charges: £205.68pcm*
Shared Ownership Lease: 118 years remaining
Eligibility


Shared Ownership gives first time buyers and those that do not currently own a home the opportunity to purchase a share in a new build or resales leasehold property. The purchaser pays a mortgage on the share they own and pays rent to a housing association on the remaining share. The combined mortgage and rent is usually less than you’d expect to pay if you bought a similar property outright although this is not a guarantee.

To be eligible for shared ownership you would need to meet the following criteria:

• Your annual household income does not exceed £80,000
• You have a deposit of at least 5% of the share value
• You do not own another property or have your name on the deeds or a mortgage for a property worldwide.
• This will be your only residence.
• You are a permanent UK resident or have indefinite right to remain.

*Service charges are estimated and may subject to change. Rent and service charges will be reviewed annually by your housing provider, usually on 1st April each year.

** This home can also be purchased outright (100% of the value) which is £335,000 and a purchaser would not need to meet the eligibility criteria listed above.