3 bed terraced house for sale

So Resi Finchampstead RG40

Plot 676 Guide Pricing
Beds: 3 bedroom house
Size: 99 m2 / 1062 sq ft
Full Price: £532,500
Share %: 35%
Share Price: £186,375
Deposit 5%: £9,319
Monthly Mortgage: £892
Monthly so Resi Payment: £505
Estimated Service Charge: £138
Total Monthly Cost: £1,535

This bright and well proportioned three bedroom home is tailored for modern living, featuring a contemporary fitted kitchen with integrated oven, hob, extractor, fridge freezer, dishwasher and washing machine that flows into a generous living/dining space.

Patio or French doors lead to a private garden, creating an easy connection to the outdoors for relaxed evenings and weekend brunches. Upstairs, the bedrooms feel considered and comfortable, with the main bedroom benefiting from fitted storage; the bathrooms are finished to a high standard with sleek sanitaryware, quality tiling and a heated towel rail, and selected plots include an ensuite.

With double glazed windows, energy efficient heating and lighting, usb charging points in key rooms and allocated EV ready parking, the home combines everyday comfort with lower running costs. Set within tree lined, landscaped streets close to country parks and Wokingham's amenities-plus fast rail links to Reading and London-it offers an appealing balance of countryside calm and city connectivity, with availability via Shared Ownership.

Priority will be given to customers that live or work in Wokingham.

What is Shared Ownership and how does it work?

Shared Ownership lets you buy a share of a home (with a mortgage and/or savings) and pay a reduced rent on the remaining share, making your initial deposit and monthly costs more affordable than buying outright. Over time, you can usually buy more shares-known as "staircasing"-which lowers the rent proportionally and can lead to full ownership. Eligibility, minimum shares, staircasing rules and any service charges apply; terms vary by development and are subject to affordability and assessment.

Available for £186,375 for 35% share based on the marketing figure of £532,500.

Monthly rent - £505
Monthly Service Charge - £138
Total Monthly Charge - £643.00 plus mortgage required for 35% share.

On certain properties, service charges may be billed in different frequencies. For the purposes of illustration, our advertisement will state the equivalent monthly charge. Where charges are not billed monthly, purchasers will be informed before proceeding.

An annual rent increase takes place every April

EPC rating
B


Other information

How we allocate Shared Ownership homes

We offer homes on a first-come, first-served basis, as long as you meet all the eligibility criteria. Sometimes, we give priority to people who live or work in the same area as the home. This is based on rules set by the local authority. All Shared Ownership providers must publish an allocations policy, which explains how they decide who gets a home.

If the home is managed by so Resi and mtvh

You can read the Shared Ownership allocation policy on the mtvh website. So Resi is the Shared Ownership brand of mtvh, a housing association.

If the home is managed by another provider

Visit their website to find their allocation policy. Contact us if you have any questions.

In certain cases, the remaining length of the lease on a property can impact the availability of mortgages to prospective purchasers and the future saleability of the home. We recommend that you speak to your solicitor and your financial advisor to ensure that the lease length is suitable for your needs.