3 bed detached house for sale

Whittle Road, Holdingham, Sleaford NG34

Shared Ownership

This brand new home is available to buy from as little as £140,000 with a 50% share!

Holdingham Grange is a modern development situated on the edge of the popular Lincolnshire market town of Sleaford. Designed around attractive green open spaces and incorporating a children’s play area, the development offers a pleasant residential setting while remaining within easy reach of the town’s excellent range of shops, schools and everyday amenities.

Sleaford provides everything needed for day-to-day living, with supermarkets, independent shops, leisure and healthcare facilities all nearby. Tesco Superstore is approximately 0.8 miles away, while Sleaford town centre offers further shopping and dining options. Families are well catered for with a choice of schools including William Alvey School, St George’s Academy, Carre’s Grammar School and Kesteven & Sleaford High School. For leisure, residents can enjoy nearby countryside, riverside walks along the River Slea and local attractions including Cogglesford Watermill.

The development is particularly well positioned for travel, with the A15 approximately 0.4 miles away and the A17 around 0.8 miles away, providing convenient routes towards Lincoln, Grantham, Newark and Peterborough. Sleaford railway station is approximately 1.6 miles away, with direct rail services including connections to Nottingham and Peterborough.

The Charnwood Corner is an attractive three-bedroom detached home, offering a thoughtfully designed layout ideal for modern family living. The ground floor features a spacious living room alongside an impressive open-plan kitchen/dining room, creating a sociable space for everyday dining and entertaining. French doors provide direct access to the rear garden, while a downstairs WC adds further practicality.

Upstairs are three well-proportioned bedrooms, with the principal bedroom benefiting from its own en suite shower room, together with a family bathroom serving the remaining bedrooms. With its detached design, flexible living accommodation and excellent balance of living and bedroom space, the Charnwood Corner is a great choice for couples and growing families.
Pricing & affordability


Full Market Value: £280,000

50% Share Price: £140,000 (rent £320.83pcm)
60% Share Price: £168,000 (rent £256.67pcm)
75% Share Price: £210,000 (rent £160.42pcm)

Minimum 5% Mortgage Deposit (50% share): £7,000
Approximate Service Charges: £61.50 pcm*
Shared Ownership Lease: 990 years
Council Tax Band: Tbc
Eligibility


Shared Ownership gives first time buyers and those that do not currently own a home the opportunity to purchase a share in a new build or resales leasehold property. The purchaser pays a mortgage on the share they own and pays rent to a housing association on the remaining share. The combined mortgage and rent is usually less than you’d expect to pay if you bought a similar property outright although this is not a guarantee.

At Holdingham Grange advertised shares start at 50% for your home (the maximum you can buy initially is 75%). When you’re ready, you can buy more shares until you staircase to owning 100% of your home.

To be eligible for shared ownership you would need to meet the following criteria:

• Your annual household income does not exceed £80,000.
• You have a deposit of at least 5% of the share value
• You do not own another property or have your name on the deeds or a mortgage for a property worldwide.
• This will be your only residence.
• You are a permanent UK resident or have indefinite right to remain.

Please note the minimum share you can purchase can vary depending on your financial situation and you may be asked to purchase a larger share, should your personal circumstances permit.

*Service charges are estimated and may subject to change. Rent and service charges will be reviewed annually by your housing provider, usually on 1st April each year.

**These photos are for information purposes only and may not represent a true likeness for the units being sold. They may have been taken from earlier phases or similar developments/house types and digitally furnished to represent how the home could be laid out; the final colours/appearance/specification may differ from the images and are not plot specific. We advise applicants to make their own investigations on future development in the area. We would suggest contacting the local authority for more information.