Your First Home is a new homebuying scheme for first-time buyers purchasing new homes in England. It hasn’t officially launched but here’s what we know so far.
Your First Home scheme: how to buy with a 2.5% deposit
Your First Home is a new government scheme, announced on 26 September 2026. It helps first-time buyers in England buy a new-build home with a 2.5% deposit and a 20% equity loan. Full rules, including local price and income caps, are due in the 2026 Budget.
Status: opening date not yet announced. Full details due at the Budget on 28 October 2026.
Your First Home at a glance: what is confirmed
The table uses the government announcement of 26 September 2026. We will update it when new details come out.
