A good rule of thumb is that you can borrow between 4 and 4.5 times your total household income. Let's work out how much you can borrow for a mortgage.
Nic Hopkirk
Senior Editor
Nic is a lifestyle writer and editor who has written for the Evening Standard, Daily Mail, Time Inc and Marks & Spencer. A former managing editor for Microsoft, Nic ran the Lifestyle group of channels on MSN, covering content ranging from food and travel to fashion and beauty. She's acted as a consultant for Global Radio, a launch editor for boutique sites and began her career as a regional news journalist.
Latest articles by Nic Hopkirk
Selling a home in Scotland is a bit different to selling a home in England and Wales. Here’s how it works.
You've found your perfect home. But what if there's a break in your property chain and everything stalls? Here's how to keep your purchase on track.
From sorting an agreement in principle to arranging the mortgage offer, how do you apply for a mortgage when you're a first-time buyer? Let's take a look.
A Lifetime ISA is an ISA with benefits. You can save up to £4,000 a year with one and the government will chip in an extra 25%. That’s up to £1,000, for free.
Ready to step onto the property ladder? Saving for a deposit can feel like a huge task, but a bigger deposit can save you money in the long run. Here's what help you can get and how much you need for a house deposit in 2025.
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