A good rule of thumb is that you can borrow between 4 and 4.5 times your total household income. Let's work out how much you can borrow for a mortgage.
Nic Hopkirk
Senior Editor
Nic is a lifestyle writer and editor who has written for the Evening Standard, Daily Mail, Time Inc and Marks & Spencer. A former managing editor for Microsoft, Nic ran the Lifestyle group of channels on MSN, covering content ranging from food and travel to fashion and beauty. She's acted as a consultant for Global Radio, a launch editor for boutique sites and began her career as a regional news journalist.
Latest articles by Nic Hopkirk
Selling a home in Scotland is a bit different to selling a home in England and Wales. Here’s how it works.
You've found your perfect home. But what if there's a break in your property chain and everything stalls? Here's how to keep your purchase on track.
Ready to step onto the property ladder? Saving for a deposit can feel like a huge task, but a bigger deposit can save you money in the long run. Here's what help you can get and how much you need for a house deposit in 2025.
From sorting an agreement in principle to arranging the mortgage offer, how do you apply for a mortgage when you're a first-time buyer? Let's take a look.
A Lifetime ISA is an ISA with benefits. You can save up to £4,000 a year with one and the government will chip in an extra 25%. That’s up to £1,000, for free.
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