If you're thinking of buying a house and applying for a mortgage, you'll need to know all about loan-to-value. Here's our guide with the lowdown.
Nic Hopkirk
Senior Editor
Nic is a lifestyle writer and editor who has written for the Evening Standard, Daily Mail, Time Inc and Marks & Spencer. A former managing editor for Microsoft, Nic ran the Lifestyle group of channels on MSN, covering content ranging from food and travel to fashion and beauty. She's acted as a consultant for Global Radio, a launch editor for boutique sites and began her career as a regional news journalist.
Latest articles by Nic Hopkirk
How do you decide which type of mortgage to go for and where can you find the best deals? Let's talk about loans.
Paying off your mortgage sooner could save you literally tens of thousands of pounds. Senior mortgage advisor for Natwest, Michael Gyapong, reveals the top five ways to do it.
Right to Buy is a government scheme that offers council and housing association tenants help to buy the home they are renting.
Help to Save is a government-backed savings account with benefits: you can earn a bonus of 50p for every £1 you save over four years.
95% mortgages are now widely available from major banks and building societies, meaning you don’t have to save up such a big deposit to buy your own home.
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