Average UK house prices: last 3 months
The average house price in the UK is £268,400 as of June 2025 (published July 2025). This is a rise of 1.3% or £3,350 over the past year.
Property type | April 2025 | May 2025 | June 2025 | Annual price change to June 2025 (£) | Annual price change to June 2025 (%) |
Average UK house price | £268,400 | £268,600 | £268,400 | £3,350 | 1.3% |
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Average house prices by property type: last 3 months
Property type | April 2025 | May 2025 | June 2025 | Annual price change to June 2025 (£) | Annual price change to June 2025 (%) |
Flats and maisonettes | £192,300 | £191,600 | £191,800 | -£1,640 | -0.8% |
Terraced houses | £238,100 | £237,300 | £238,100 | £3,870 | 1.7% |
Semi-detached houses | £276,100 | £275,200 | £276,200 | £6,230 | 2.3% |
Detached houses | £450,400 | £449,200 | £450,400 | £3,690 | 0.8% |
UK housing market sees unseasonable summer boost
Activity in the UK housing market is significantly stronger than a year ago, defying the usual seasonal slowdown in summer.
Buyer demand is up 11%
Agreed sales are up 8%
There’s a record number of homes on the market
We see these trends across all regions of the UK, with buyers actively seeking to finalise sales before the school holidays and the August slowdown.
Another catalyst supporting activity is the recent change to the way mortgage lenders assess affordability. Those using a mortgage can borrow up to 20% more than they could 3 months ago, with no change to their income or the mortgage rate they’re offered.
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…But it’s not translating into faster house price rises
House price rises continue to slow down, with the annual change now +1.3%.
This is a good deal faster than June 2024 (when the rise was +0.4%) but slower than 6 months ago when house prices were going up by +2.1%.
Price growth is being stunted by the high supply of homes for sale, with 12% more properties on the market than this time last year. This supports a ‘buyers’ market’ where there’s plenty of choice and offers can be competitive, limiting house price increases.
Northern regions see strongest house price growth at 2-3%
While some measures of market activity are consistently up across the UK, house price growth has a more regional picture.
House prices in Wales, Scotland and the northern regions of England are rising fastest at +2-3% over the last year. In Northern Ireland it’s even greater at +6.1% due to the low starting point for house prices.
In the South of England, annual house price growth is below +1%. This ranges from +0.2% in the South East and London to +0.8% in the East of England.
The price momentum gained in 2024 due to stable mortgage rates and lower stamp duty is now fading, with slower price growth across all parts of the UK.
Higher stamp duty costs slow price growth
Another major factor slowing house price inflation is the higher stamp duty costs in England and Northern Ireland since temporary reliefs ended in April.
With the overall cost of buying higher, buyers need to factor this into the offers they make - and this impacts agreed sale prices.
Stamp duty costs vary between existing homeowners and first-time buyers. And as the tax is based on property value, it’s more expensive for buyers in southern England - slowing price growth here the most.
Our latest data shows 83% of homeowners now pay stamp duty when they move, and the extra cost averages up to £2,500 per sale. Only 49% of homeowners paid stamp duty before April 2025 when the relief was still in place.
How do you sell your home in a buyers’ market?
Sellers in the southern regions of England need to be mindful of how they price their homes.
The number of homes for sale in the south is much higher than a year ago. London has 19% more homes for sale, while the South East and South West have 16% more than in July 2024. With much more choice, buyers will forego anything that looks overpriced.
Sales are going through at a record rate, so a competitive pricing strategy should see you achieve a successful sale.
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What’s next in the UK housing market?
In 2025, we expect:
Mortgage rates to stay at current levels of 4-5%
Sales to continue to be agreed at a steady rate
5% more home sales than in 2024
House prices to rise by +1% over the year
The housing market is broadly in balance. More people are agreeing sales and selling homes, but this is not leading to faster house price growth.
While many hoped for lower mortgage rates by now, high UK inflation means mortgage rates are likely to stay at current levels - about 4% to 5%. However, we’re already seeing the positive effects on market activity from the changes to mortgage testing, without a drop in rates.
Sales will continue to be agreed at a steady rate and, although there has been a slowdown in the number of homes listed for sale in recent weeks, we expect 5% more homes to sell in 2025 than last year.
We now believe UK house prices will rise by around +1% in 2025. At the start of the year, we predicted a +2% change, which already put us at the lower end of forecasts. We’ve changed our evaluation due to the greater supply of homes for sale as well as mortgage rates remaining higher than expected.
This level of house price growth is not necessarily a bad thing for the UK housing market. It allows affordability to improve, as long as there is enough market confidence for people to continue listing their homes, agreeing sales and getting the house move they’re after.
UK house price changes by region and city
About our House Price Index
The Zoopla House Price Index (HPI) tracks the change in achieved sales price of homes - it’s not an index tracking asking prices. The index uses sold prices, mortgage valuations and data for recently agreed sales with more input data than any other index. The methodology is designed to accurately track the change in pricing for UK housing. It’s a revisionary index and non-seasonally adjusted.
Additional notes on this month's data:
The 8% rise in agreed sales compares the 4 weeks to 20 July 2025 with the same period in 2024
Mortgage rates averaging 4.3% is Bank of England data on the average new 5-year fixed rate 75% LTV mortgage
Our analysis of how many homeowners pay stamp duty compares buyer enquiries by Stamp Duty price band between 1 April 2025 and 20 July 2025
Download our House Price Index - July 2025 (PDF, 375.60kB)
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