The UK base rate remains at 3.75%, after the Bank of England voted to hold rates at its latest Monetary Policy Committee meeting on 30 July 2026. The decision comes as UK inflation sits at 2.6%
The latest articles on mortgages
Two major Northern cities, strong job markets, meaningfully different price tags for homes and first-time buyers. Here's what the data says so you can decide which one fits your budget and ambitions.
Edinburgh and Glasgow are Scotland’s two biggest cities and in 2026 they offer buyers a genuine choice: a well-priced, fast-growing market or a premium, supply-constrained one. Glasgow is the more affordable city by a wide margin.
Oxford and Cambridge are two of England's most desirable cities, and they sit surprisingly close on house prices in 2026. Cambridge edges ahead overall, but Oxford wins with most property types. Here’s what the data shows.
Want to give buy-to-let a go? Here’s our complete guide to becoming a landlord, from getting a mortgage and choosing a property to finding the right tenant.
From securing an Agreement in Principle to locking in your mortgage offer, here’s how to navigate the process with confidence. We’ll show you how to prep like a pro and boost your chances of lender approval.
Mortgage rates are likely to stay in the 4-5% range this year but changes to affordability testing gives buyers a boost.
A good rule of thumb is that you can borrow between 4 and 4.5 times your total household income. Let's work out how much you can borrow for a mortgage.
Want to renegotiate the price of the property you’re buying? Our guide has the ins and outs on how it could affect your mortgage offer.
