First-time buyer guides

Being a first-time buyer is exciting - and sometimes daunting. We'll guide you through each step of the process.

  1. What's the minimum deposit for a house in 2022?

    Ready to step onto the property ladder? Saving for a deposit can feel like a huge task, but a bigger deposit can save you money in the long run. Here's what help you can get and how much you need for a house deposit in 2022.

  2. How to save for a deposit

    Before you take up a second job, flog all your worldly possessions on eBay and swear off takeaway lattes forever, here's how to get started.

  3. What is Help to Save?

    Help to Save is a government-backed savings account with benefits: you can earn a bonus of 50p for every £1 you save over four years.

  4. What is a Lifetime ISA?

    A Lifetime ISA is an ISA with benefits. You can save up to £4,000 a year with one and the government will chip in an extra 25%. That’s up to £1,000, for free. 

  5. Home-buying fees: what you need to know

    It's all too easy to underestimate the legal costs of buying a home, especially if you're a first-time buyer. Here's what to expect so you know how much to set aside.