First-time buyer guides

Being a first-time buyer is exciting - and sometimes daunting. We'll guide you through each step of the process.

  1. Help to Save is a government-backed savings account with benefits: you can earn a bonus of 50p for every £1 you save over four years.

  2. A Lifetime ISA is an ISA with benefits. You can save up to £4,000 a year with one and the government will chip in an extra 25%. That’s up to £1,000, for free. 

  3. Ready to step onto the property ladder? Saving for a deposit can feel like a huge task, but a bigger deposit can save you money in the long run. Here's what help you can get and how much you need for a house deposit in 2023.

  4. Before you take up a second job, flog all your worldly possessions on eBay and swear off takeaway lattes forever, here's how to get started.

  5. It's all too easy to underestimate the legal costs of buying a home, especially if you're a first-time buyer. Here's what to expect so you know how much to set aside.