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  1. The UK base rate remains at 3.75%, after the Bank of England voted to hold rates at its latest Monetary Policy Committee meeting on 30 July 2026. The decision comes as UK inflation sits at 2.6%

  2. UK house price growth has slowed to 1.3% as higher mortgage rates and uncertainty weigh on market activity. While the average home has gained £3,400 in value this year, the picture varies significantly across the country, with some regions seeing strong growth while others face falling prices.

  3. UK house prices continue to show modest growth, up 1.4% year on year in June 2026, supported by easing mortgage rates and resilient demand in many regions. Market activity varies across the UK, with improving affordability helping to stabilise conditions.

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