Buying a home

A step-by-step guide

Buying a new place can be a difficult process but we’re here to guide you every step of the way. From finding that perfect new pad right through to exchange and completion, we’ve got you covered.

What you'll need to do

1
Work out what you can afford

Ready to start looking? It’s time to work out what you can afford. From saving for a deposit to working out your mortgage eligibility (that’s how much you can borrow), we’ll guide you through the process.

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2
Find the perfect home

So you’ve got an idea of what you can afford, now it’s time for the fun part - deciding where to buy a house. Here’s what to consider while home hunting.

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3
Make an offer

You’ve found ‘the one’ and you’re ready to make an offer. Here’s how to negotiate with the seller and the pitfalls to watch out for on the way to getting your offer accepted.

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4
Sort the paperwork

There’s a lot of paperwork involved in buying a home. From arranging the mortgage and survey to bringing in a solicitor, it’s time to get down to business.

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5
Exchange and complete

Once you exchange contracts the completion date is set. It’s time to book in that removal van and think about setting up those household bills for your new place.

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